Best Personal Loan Rates in Hopkinton, Rhode Island (RI) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Hopkinton, Rhode Island include: Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, Rhode Island Credit UnionRhode Island Credit UnionA+5.0 ★Texas Ratio: 2.38% offering Personal Loan at 6.65% APR, Coastal1 Credit UnionCoastal1 Credit UnionA+5.0 ★Texas Ratio: 2.03% offering Balloon Land Loans (Buildable Lot) 1/1 at 6.71% APR, TD BankTD BankA5.0 ★Texas Ratio: 6.30% offering Personal Loan at 7.99% APR, and Washington Trust Company, of WesterlyWashington Trust Company, of WesterlyA5.0 ★Texas Ratio: 7.68% offering Land Loans (Buildable Land) at 8.24% APR. Personal loan rates as of April 6, 2026 according to verified data from MonitorBankRates.
Hopkinton borrowers have access to 15 lenders serving the Rhode Island area, with personal loan rates as low as 5.45% APR from Citizens Bank. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Hopkinton, Rhode Island.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Hopkinton, Rhode Island. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 6, 2026
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Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
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As Low As; Low Fixed Rates
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Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
Up to 65% LTV
Up to 65% LTV
Up to 65% LTV
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Loan amounts up to $10,000
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Loan amounts $10,001 - $15,000
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depending on credit score
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Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
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depending on credit score
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Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
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depending on credit score
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
depending on credit score
depending on credit score
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depending on credit score
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Hopkinton, RI Personal Loan Rate Trends
Compare local Hopkinton, RI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island personal loan rates rose 0.012 points over the past 7 days to 11.353% APR.
Rhode Island signature loan rates currently average 12.012% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Rhode Island?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Rhode Island?
Are credit unions or banks better for personal loans in Hopkinton, Rhode Island?
What are the best personal loan rates in Hopkinton, Rhode Island?
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- Rhode Island Credit Union: 6.65% (Personal Loan)
- Coastal1 Credit Union: 6.71% (Balloon Land Loans (Buildable Lot) 1/1)
- TD Bank: 7.99% (Personal Loan)
- Washington Trust Company, of Westerly: 8.24% (Land Loans (Buildable Land))
Personal Loan Calculators
