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Best Personal Loan Rates in Mcleod, Montana (MT) - March 2026

Current personal loan options available to borrowers in Mcleod, Montana include: Mountain West Federal Credit UnionMountain West Federal Credit Union400 E Park St, Butte, MT, 59701 1916A-4.9 ★Texas Ratio: 16.59% offering New Toy Loan at 4.00% APR, Montana Federal Credit UnionMontana Federal Credit Union15 14th St S, Great Falls, MT, 59401 3800A+5.0 ★Texas Ratio: 1.84% offering Residential Land Loans at 6.49% APR, Altana Federal Credit UnionAltana Federal Credit Union1111 24th St W, Billings, MT, 59102 3809A+5.0 ★Texas Ratio: 5.84% offering Construction Loan at 7.00% APR, Mile High Federal Credit UnionMile High Federal Credit Union3410 MONROE AVE, BUTTE, MT, 59701A+5.0 ★Texas Ratio: 0.03% offering Vacation Loan at 7.50% APR, and Lincoln County Credit UnionLincoln County Credit Union714 W 6th St, Libby, MT, 59923A+5.0 ★Texas Ratio: 0.98% offering Holiday Loan at 7.50% APR. Personal loan rates as of March 26, 2026 according to verified data from MonitorBankRates.

Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Mcleod, Montana can save you significantly over the life of your loan.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Mcleod, Montana.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Mcleod, Montana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 26, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
New Toy Loan
4.00%
APR4.00%
Last UpdatedMarch 26, 2026
Details

This Recreation Vehicle Loan Rate applies to current and previous year.

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
New Toy Loan
4.25%
APR4.25%
Last UpdatedMarch 26, 2026
Details

This Recreation Vehicle Loan Rate applies to current and previous year.

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
Used Toy Loan
5.00%
APR5.00%
Last UpdatedMarch 26, 2026
Details

This includes all recreational vehicles two to seven years old.

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
Used Toy Loan
5.50%
APR5.50%
Last UpdatedMarch 26, 2026
Details

This includes all recreational vehicles older than 7 years.

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
Used Toy Loan
6.00%
APR6.00%
Last UpdatedMarch 26, 2026
Details

This includes all recreational vehicles two to seven years old.

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
New Toy Loan
6.25%
APR6.25%
Last UpdatedMarch 26, 2026
Details

This Recreation Vehicle Loan Rate applies to current and previous year and must exceed $20,000.

Montana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Residential Land Loans
6.49%
APR6.49%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
Used Toy Loan
6.50%
APR6.50%
Last UpdatedMarch 26, 2026
Details

This includes all recreational vehicles two to seven years old.

Altana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1111 24th St W, Billings, MT, 59102 3809
Construction Loan
7.00%
APR7.00%
Last UpdatedMarch 26, 2026
Details

As Low As

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
Used Toy Loan
7.00%
APR7.00%
Last UpdatedMarch 26, 2026
Details

This includes all recreational vehicles two to seven years old

Montana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Other Collateral Loan 2022 and newer
7.49%
APR7.49%
Last UpdatedMarch 26, 2026
Details

As Low As; *Rates apply to skid loaders, tractors, lawn mowers, golf carts or similar. APR is defined as Annual Percentage Rate. Rates effective May 1, 2025. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment exampled based on a a $5,000 loan: $225.02 at 7.49% APR with a 24 month term; $120.90 at 7.49% APR with a 48 month term; and $87.67 at 7.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.

Montana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Residential Land Loans
7.49%
APR7.49%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Mile High Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
3410 MONROE AVE, BUTTE, MT, 59701
Vacation Loan
7.50%
APR7.50%
Last UpdatedMarch 26, 2026
Details

As Low As

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
Used Toy Loan
7.50%
APR7.50%
Last UpdatedMarch 26, 2026
Details

This includes all recreational vehicles two to seven years old Must exceed $20,000.

Lincoln County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
714 W 6th St, Libby, MT, 59923
Holiday Loan
7.50%
APR7.50%
Last UpdatedMarch 26, 2026
Details

$65.00 Administrative Fee; Loan closings completed electronically via DocuSign

Mile High Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
3410 MONROE AVE, BUTTE, MT, 59701
Personal Loan
7.50%
APR7.50%
Last UpdatedMarch 26, 2026
Details

As Low As

Daniels-Sheridan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
404 Main Street, Scobey, MT, 59263 1160
Chattel Variable-Rate Loan
7.75%
APR7.75%
Last UpdatedMarch 26, 2026
Details

Variable

Montana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Other Collateral Loan 2021 and older
7.99%
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As; *Rates apply to skid loaders, tractors, lawn mowers, golf carts or similar. APR is defined as Annual Percentage Rate. Rates effective May 1, 2025. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment exampled based on a a $5,000 loan: $225.02 at 7.49% APR with a 24 month term; $120.90 at 7.49% APR with a 48 month term; and $87.67 at 7.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.

Montana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Other Collateral Loan 2022 and newer
7.99%
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As; *Rates apply to skid loaders, tractors, lawn mowers, golf carts or similar. APR is defined as Annual Percentage Rate. Rates effective May 1, 2025. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment exampled based on a a $5,000 loan: $225.02 at 7.49% APR with a 24 month term; $120.90 at 7.49% APR with a 48 month term; and $87.67 at 7.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.

Mile High Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
3410 MONROE AVE, BUTTE, MT, 59701
Vacation Loans
8.00%
APR8.00%
Last UpdatedMarch 26, 2026
Details

1 year payback period

Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT, 59715
Credit Builder Loan
8.24%
APR8.24%
Last UpdatedMarch 26, 2026
Details

As Low As

Billings Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
2522 4th Ave N, Billings, MT, 59101 1316
Personal
8.24%
APR8.24%
Last UpdatedMarch 26, 2026
Details

As Low As

Ravalli County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
501 N 1st St, Hamilton, MT, 59840 2129
Debt Consolidation Loan
8.25%
APR8.25%
Last UpdatedMarch 26, 2026
Details

As Low As

Daniels-Sheridan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
404 Main Street, Scobey, MT, 59263 1160
Financial Statement Loan
8.25%
APR8.25%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Daniels-Sheridan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
404 Main Street, Scobey, MT, 59263 1160
Operating Loan
8.25%
APR8.25%
Last UpdatedMarch 26, 2026
Details

Variable

Ravalli County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
501 N 1st St, Hamilton, MT, 59840 2129
Debt Consolidation Loan A+
8.40%
APR8.40%
Last UpdatedMarch 26, 2026
Details

No additional details available.

The Family First Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.94%
2901 11th Ave s, Great Falls, MT, 59405 5301
Personal Loan Options
8.49%
APR8.49%
Last UpdatedMarch 26, 2026
Details

As Low As

The Family First Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.94%
2901 11th Ave s, Great Falls, MT, 59405 5301
Personal Loans
8.49%
APR8.49%
Last UpdatedMarch 26, 2026
Details

As Low As; Interest rates are currently available as low as 8.49% for well qualified borrowers.

1st Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
6200 3rd Ave N, Great Falls, MT, 59405 1528
70th Anniversary Special Signature Loan
8.70%
APR8.70%
Last UpdatedMarch 26, 2026
Details

As Low As

1st Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
6200 3rd Ave N, Great Falls, MT, 59405 1528
Signature Loans
8.70%
APR8.70%
Last UpdatedMarch 26, 2026
Details

As Low As

Grasslands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
320 Main, Circle, MT, 59215
Unsecured Starting
9.75%
APR9.75%
Last UpdatedMarch 26, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
Signature
9.75%
APR9.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
300 Baker Ave, Whitefish, MT, 59937
PERSONAL LOAN
9.75%
APR9.75%
Last UpdatedMarch 26, 2026
Details

As Low As

Altana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1111 24th St W, Billings, MT, 59102 3809
Personal Loans
9.99%
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT, 59715
Unsecured Personal Loan
9.99%
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As; (36 months)

Daniels-Sheridan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
404 Main Street, Scobey, MT, 59263 1160
Construction Loan
10.00%
APR10.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
Signature
10.00%
APR10.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Montana Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
2000 S Russell St, Missoula, MT, 59801 6658
Personal Signature Loans
10.00%
APR10.00%
Last UpdatedMarch 26, 2026
Details

As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.

Montana Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
2000 S Russell St, Missoula, MT, 59801 6658
Signature Loans
10.00%
APR10.00%
Last UpdatedMarch 26, 2026
Details

As Low As

Ravalli County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
501 N 1st St, Hamilton, MT, 59840 2129
Debt Consolidation Loan B
10.40%
APR10.40%
Last UpdatedMarch 26, 2026
Details

No additional details available.

St Pats Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
500 W Broadway St, Missoula, MT, 59802 4008
Personal Loans
10.50%
APR10.50%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
Signature
10.75%
APR10.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Montana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Personal Loan (25-36 months)
10.99%
APR10.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Montana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Personal Loan (up to 24 months)
10.99%
APR10.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Vocal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.34%
2910 Prospect Ave, Helena, MT, 59601 9726
Personal Loans
10.99%
APR10.99%
Last UpdatedMarch 26, 2026
Details

As Low As; fixed rate

Daniels-Sheridan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
404 Main Street, Scobey, MT, 59263 1160
Personal Loan
11.00%
APR11.00%
Last UpdatedMarch 26, 2026
Details

As Low As

SEG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
617 SE 4th St, Laurel, MT, 59044 3307
Personal Loan
11.00%
APR11.00%
Last UpdatedMarch 26, 2026
Details

As Low As

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
2901 Grand Ave, Butte, MT, 59701 5172
Personal Loan
11.00%
APR11.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
2901 Grand Ave, Butte, MT, 59701 5172
PC Loans/Laptops
11.00%
APR11.00%
Last UpdatedMarch 26, 2026
Details

Effective May 1, 2006

Rimrock Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
952 Central Ave, Billings, MT, 59102 5845
Personal Loan
11.24%
APR11.24%
Last UpdatedMarch 26, 2026
Details

As Low As; Your APR will be between 11.24% and 18.00% based on creditworthiness at time of application for amounts between $1,000-$15,000 and flexible loan terms of 12-48 months.

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Personal
11.50%
APR11.50%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
Open End Signature
11.75%
APR11.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
Signature
11.75%
APR11.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Montana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Personal Loan (37-48 months)
11.99%
APR11.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT, 59715
Unsecured Personal Loan
11.99%
APR11.99%
Last UpdatedMarch 26, 2026
Details

As Low As; (60 months)

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Debt Consolidation
12.00%
APR12.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
Spring Fling Loans
13.25%
APR13.25%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Ravalli County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
501 N 1st St, Hamilton, MT, 59840 2129
Debt Consolidation Loan C
13.40%
APR13.40%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Mile High Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
3410 MONROE AVE, BUTTE, MT, 59701
Personal Term Loans
14.00%
APR14.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
Personal Loans (Closed End Loans)
15.25%
APR15.25%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
Personal Loans (Open-end Revolving LOC)
15.25%
APR15.25%
Last UpdatedMarch 26, 2026
Details

No additional details available.

SEG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
617 SE 4th St, Laurel, MT, 59044 3307
Crunch Loans
18.00%
APR18.00%
Last UpdatedMarch 26, 2026
Details

As Low As

Rimrock Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
952 Central Ave, Billings, MT, 59102 5845
Personal Loan
18.00%
APR18.00%
Last UpdatedMarch 26, 2026
Details

As Low As; Your APR will be between 11.24% and 18.00% based on creditworthiness at time of application for amounts between $1,000-$15,000 and flexible loan terms of 12-48 months.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Mile High Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
3410 MONROE AVE, BUTTE, MT, 59701
Personal Loan
7.50%
APR7.50%
Last UpdatedMarch 26, 2026
Details

As Low As

The Family First Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.94%
2901 11th Ave s, Great Falls, MT, 59405 5301
Personal Loan Options
8.49%
APR8.49%
Last UpdatedMarch 26, 2026
Details

As Low As

The Family First Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.94%
2901 11th Ave s, Great Falls, MT, 59405 5301
Personal Loans
8.49%
APR8.49%
Last UpdatedMarch 26, 2026
Details

As Low As; Interest rates are currently available as low as 8.49% for well qualified borrowers.

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
300 Baker Ave, Whitefish, MT, 59937
PERSONAL LOAN
9.75%
APR9.75%
Last UpdatedMarch 26, 2026
Details

As Low As

Altana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1111 24th St W, Billings, MT, 59102 3809
Personal Loans
9.99%
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT, 59715
Unsecured Personal Loan
9.99%
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As; (36 months)

St Pats Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
500 W Broadway St, Missoula, MT, 59802 4008
Personal Loans
10.50%
APR10.50%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Vocal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.34%
2910 Prospect Ave, Helena, MT, 59601 9726
Personal Loans
10.99%
APR10.99%
Last UpdatedMarch 26, 2026
Details

As Low As; fixed rate

Montana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Personal Loan (up to 24 months)
10.99%
APR10.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Montana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Personal Loan (25-36 months)
10.99%
APR10.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
2901 Grand Ave, Butte, MT, 59701 5172
Personal Loan
11.00%
APR11.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

SEG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
617 SE 4th St, Laurel, MT, 59044 3307
Personal Loan
11.00%
APR11.00%
Last UpdatedMarch 26, 2026
Details

As Low As

Daniels-Sheridan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
404 Main Street, Scobey, MT, 59263 1160
Personal Loan
11.00%
APR11.00%
Last UpdatedMarch 26, 2026
Details

As Low As

Rimrock Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
952 Central Ave, Billings, MT, 59102 5845
Personal Loan
11.24%
APR11.24%
Last UpdatedMarch 26, 2026
Details

As Low As; Your APR will be between 11.24% and 18.00% based on creditworthiness at time of application for amounts between $1,000-$15,000 and flexible loan terms of 12-48 months.

Montana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Personal Loan (37-48 months)
11.99%
APR11.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT, 59715
Unsecured Personal Loan
11.99%
APR11.99%
Last UpdatedMarch 26, 2026
Details

As Low As; (60 months)

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
Personal Loans (Closed End Loans)
15.25%
APR15.25%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
Personal Loans (Open-end Revolving LOC)
15.25%
APR15.25%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Rimrock Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
952 Central Ave, Billings, MT, 59102 5845
Personal Loan
18.00%
APR18.00%
Last UpdatedMarch 26, 2026
Details

As Low As; Your APR will be between 11.24% and 18.00% based on creditworthiness at time of application for amounts between $1,000-$15,000 and flexible loan terms of 12-48 months.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Ravalli County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
501 N 1st St, Hamilton, MT, 59840 2129
Debt Consolidation Loan
8.25%
APR8.25%
Last UpdatedMarch 26, 2026
Details

As Low As

Ravalli County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
501 N 1st St, Hamilton, MT, 59840 2129
Debt Consolidation Loan A+
8.40%
APR8.40%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Ravalli County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
501 N 1st St, Hamilton, MT, 59840 2129
Debt Consolidation Loan B
10.40%
APR10.40%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Debt Consolidation
12.00%
APR12.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Ravalli County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
501 N 1st St, Hamilton, MT, 59840 2129
Debt Consolidation Loan C
13.40%
APR13.40%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
1st Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
6200 3rd Ave N, Great Falls, MT, 59405 1528
70th Anniversary Special Signature Loan
8.70%
APR8.70%
Last UpdatedMarch 26, 2026
Details

As Low As

1st Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
6200 3rd Ave N, Great Falls, MT, 59405 1528
Signature Loans
8.70%
APR8.70%
Last UpdatedMarch 26, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
Signature
9.75%
APR9.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
Signature
10.00%
APR10.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Montana Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
2000 S Russell St, Missoula, MT, 59801 6658
Personal Signature Loans
10.00%
APR10.00%
Last UpdatedMarch 26, 2026
Details

As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.

Montana Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
2000 S Russell St, Missoula, MT, 59801 6658
Signature Loans
10.00%
APR10.00%
Last UpdatedMarch 26, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
Signature
10.75%
APR10.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
Open End Signature
11.75%
APR11.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
Signature
11.75%
APR11.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

No home improvement personal loan rates found in Mcleod, MT currently.

Frequently Asked Questions

What credit score do I need for a personal loan in Montana?

Most lenders in Mcleod, Montana require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Montana often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Mcleod, Montana require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Montana?

Yes. Debt consolidation is one of the most common uses of personal loans in Mcleod, Montana. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Mcleod, Montana?

Credit unions in Mcleod, Montana often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Mcleod, Montana?

  • Mountain West Federal Credit Union: 4.00% (New Toy Loan)
  • Montana Federal Credit Union: 6.49% (Residential Land Loans)
  • Altana Federal Credit Union: 7.00% (Construction Loan)
  • Mile High Federal Credit Union: 7.50% (Vacation Loan)
  • Lincoln County Credit Union: 7.50% (Holiday Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Mcleod, Montana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 26, 2026.