Best Personal Loan Rates in Redwood, Mississippi (MS) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Redwood, Mississippi include: Vickswood Federal Credit UnionVickswood Federal Credit Union3737 Highway 3, Redwood, MS, 39156A+5.0 ★Texas Ratio: 0.00% offering New Recreational Loans at 5.99% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Rivertrust Federal Credit UnionRivertrust Federal Credit UnionA+5.0 ★Texas Ratio: 1.41% offering New and Used Tractor Loans at 4.50% APR, Mississippi National Guard Federal Credit UnionMississippi National Guard Federal Credit UnionC4.0 ★Texas Ratio: 25.49% offering Collateral Loans at 4.99% APR, and AMPOT Federal Credit UnionAMPOT Federal Credit UnionA5.0 ★Texas Ratio: 5.91% offering Unsecured Loan A at 5.00% APR. Personal loan rates as of May 23, 2026 according to verified data from MonitorBankRates.
Redwood has 1 local institution in our database, with personal loan rates as low as 5.99% APR from Vickswood Federal Credit Union at 3737 Highway 3, Redwood, MS, 39156. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Redwood, Mississippi.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Redwood, Mississippi. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 23, 2026
Redwood Personal Loan Rates
As Low As; Rate based on creditworthiness and term of loan.
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
$50,000
No additional details available.
No additional details available.
No additional details available.
(under $5000)
As Low As
As Low As
As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
(over $5000)
No additional details available.
($20,000 Maximum)
New Only ($7500 Maximum)
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
$50,000
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
$1000; As Low As
As Low As
No additional details available.
($20,000 Maximum)
No additional details available.
As Low As
As Low As
No additional details available.
Up to $2,500; As Low As
As Low As
No additional details available.
No additional details available.
($3000.00 Maximum)
No additional details available.
No additional details available.
Up to 180 Months
No additional details available.
No additional details available.
As Low As
Up to $2,500; As Low As
As Low As
As Low As
($20,000 Maximum)
A+ Category = or > 725
A+ Category = or > 725
As Low As; Individual; $20,000 Maximum
As Low As; Individual - Up to 72 Months; $500 - $20,000
As Low As
$50,000
As Low As
As Low As
No additional details available.
$10,000; APR means Annual Percentage Rate. Underwriting guidelines do apply. Rates and specials subject to change at any time.
No additional details available.
No additional details available.
No additional details available.
$5,000; APR means Annual Percentage Rate. Underwriting guidelines do apply. Rates and specials subject to change at any time.
As Low As
No additional details available.
A Category 660 - 724
A Category 660 - 724
No additional details available.
As Low As; up to 4 years
As Low As
$50,000
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
B Category 620 - 659
B Category 620 - 659
No additional details available.
No additional details available.
No additional details available.
As Low As; *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
$50,000
No additional details available.
No additional details available.
available in June and July
available in April and May
available in August and September
No additional details available.
No additional details available.
C Category 600 - 619
$50,000
No additional details available.
No additional details available.
$2,000; APR means Annual Percentage Rate. Underwriting guidelines do apply. Rates and specials subject to change at any time.
No additional details available.
No additional details available.
Redwood Personal Loan Rates
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; Individual - Up to 72 Months; $500 - $20,000
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
No additional details available.
No additional details available.
Redwood Debt Consolidation Loan Rates
No additional details available.
As Low As
Redwood Signature Loan Rates
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
A+ Category = or > 725
No additional details available.
No additional details available.
A Category 660 - 724
As Low As; up to 4 years
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
B Category 620 - 659
As Low As; *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
C Category 600 - 619
No additional details available.
No additional details available.
No additional details available.
Redwood, MS Personal Loan Rate Trends
Compare local Redwood, MS personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Mississippi personal loan rates rose 0.224 points over the past 7 days to 9.907% APR.
Mississippi signature loan rates fell 0.006 points over the past 7 days to 11.000% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Redwood, Mississippi personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Redwood, Mississippi directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Redwood, Mississippi. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MS.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Mississippi?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Mississippi?
Are credit unions or banks better for personal loans in Redwood, Mississippi?
What are the best personal loan rates in Redwood, Mississippi?
- Vickswood Federal Credit Union: 5.99% (New Recreational Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Rivertrust Federal Credit Union: 4.50% (New and Used Tractor Loans)
- Mississippi National Guard Federal Credit Union: 4.99% (Collateral Loans)
- AMPOT Federal Credit Union: 5.00% (Unsecured Loan A)
Personal Loan Calculators
