Best Personal Loan Rates in Little Rock, Arkansas (AR) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Little Rock, Arkansas include: Dillards Federal Credit UnionDillards Federal Credit Union1600 CANTRELL RD, Little Rock, AR, 72201 1110A+5.0 ★Texas Ratio: 0.67% offering Personal/Signature at 7.50% APR, Hope Federal Credit Union Jackson, MSHope Federal Credit Union Jackson, MS8411 Interstate 30, Little Rock, AR, 72209 4844A+5.0 ★Texas Ratio: 0.03% offering Unsecured / Signature at 7.50% APR, TruService Community Federal Credit UnionTruService Community Federal Credit Union11001 Hermitage Rd, LIttle Rock, AR, 72211A+5.0 ★Texas Ratio: 4.69% offering Appliance & Electronics Loans at 8.00% APR, Cooperative Extension Service Federal Credit UnionCooperative Extension Service Federal Credit Union2301 S University Ave, Little Rock, AR, 72204 4940A+5.0 ★Texas Ratio: 0.53% offering Vacation/Holiday Loan at 8.49% APR, and Telcoe Federal Credit UnionTelcoe Federal Credit Union820 Louisiana St, Little Rock, AR, 72201 4692A+5.0 ★Texas Ratio: 0.38% offering Signature at 8.54% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Little Rock has 7 local institutions in our database, with personal loan rates as low as 7.50% APR from Dillards Federal Credit Union at 1600 CANTRELL RD, Little Rock, AR, 72201 1110. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Little Rock, Arkansas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Little Rock, Arkansas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
No additional details available.
No additional details available.
No additional details available.
As Low As; Terms up to 18 Months w/ a Max Loan Amount of $3,000
No additional details available.
As Low As
As Low As; Terms from 24 - 60 Months
As Low As; Terms up to 24 Months w/ a Max Loan Amount of $3,000
No additional details available.
As Low As; Max. 60 Months
As Low As; Max. 60 Months
No additional details available.
No additional details available.
As Low As
As Low As
100% of available shares
As Low As
As Low As
As Low As; Up to $10,000
As Low As
As Low As
As Low As
As Low As
As Low As; $10,001-$15,000
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As; $15,001-$25,000
No additional details available.
As Low As
As Low As
$6000 Maximum Rate depends on Credit rating
As Low As
As Low As
As Low As
As Low As; $25,001-$50,000
As Low As
As Low As
No additional details available.
As Low As
$5000 Maximum Rate depends on credit rating
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; (Similar to a Personal Loan)
As Low As; *Rates and maximums based on credit score
No additional details available.
As Low As; 12 Month Repayment No Prepayment Fees *If you already have a loan and are a member in good standing, you are automatically APPROVED!
$4000 Maximum Rate depends on credit rating
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
$3000 Maximum Rate depends on credit rating
No additional details available.
No additional details available.
No additional details available.
$1200
Regular APR: 12.00 - 18.00
No additional details available.
As Low As
$2000 Maximum Rate depends on credit rating
As Low As
As Low As
As Low As
No additional details available.
As Low As
$1500 Maximum Rate depends on credit rating
No additional details available.
As Low As
As Low As; Use it for whatever life throws at you - Medical bills, vacation, home improvements, and more! These loans start at $250 and go up based on your income & credit. Rates and terms are fixed for up to 60 months.
As Low As
No additional details available.
Qualifications Required: be a Member for at least 120 days; be 18 years old or older; have verifiable income; not be delinquent on any existing loans; not have a negative balance in any account; not be in the process of filing for bankruptcy; The Credit Union alternative for Pay Day Loans for when you're short between pay checks or have an unexpected expense. For an annual fee of $35, Members can borrow $250 a month. Pay back the initial advance plus the interest within 30 days and you can get another advance.
No additional details available.
No additional details available.
As Low As; Max. 60 Months
100% of available shares
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; Terms from 24 - 60 Months
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; (Similar to a Personal Loan)
Regular APR: 12.00 - 18.00
As Low As
No additional details available.
Little Rock, AR Personal Loan Rate Trends
Compare local Little Rock, AR personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arkansas personal loan rates rose 0.023 points over the past 7 days to 9.919% APR.
Arkansas signature loan rates currently average 10.477% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Little Rock, Arkansas personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Little Rock, Arkansas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Little Rock, Arkansas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in AR.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Arkansas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Arkansas?
Are credit unions or banks better for personal loans in Little Rock, Arkansas?
What are the best personal loan rates in Little Rock, Arkansas?
- Dillards Federal Credit Union: 7.50% (Personal/Signature)
- Hope Federal Credit Union Jackson, MS: 7.50% (Unsecured / Signature)
- TruService Community Federal Credit Union: 8.00% (Appliance & Electronics Loans)
- Cooperative Extension Service Federal Credit Union: 8.49% (Vacation/Holiday Loan)
- Telcoe Federal Credit Union: 8.54% (Signature)
Personal Loan Calculators
