Refinance Rates: Current Refinance Rates on 15 Year Home Loans at 3.34%

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Refinance rates on conventional home loans are higher today. 30 year refinance rates are averaging 4.06%, and increase from yesterday's average refinance rate of 3.94%. Current refinance rates today on 15 year home loans are averaging 3.34%, an increace from yesterday's average 15 year refinance rate of 3.26%.

Compare refinance rates from many lenders by using our refinance rate table here: Refinance Rates. Unlike most websites, no personal information is needed to view a list of refinance rates.

Refinance rates today on 30 year jumbo loans are averaging 4.38%, down from yesterday's average 30 year jumbo refinance rate of 4.50%. Refinance rates on 15 year jumbo home loans are averaging 3.61%, a decline from yesterday's average 15 year jumbo refinance rate of 3.69%.

Refinance Rates

Conforming Adjustable Loans – Current Refinance Rates

1 year adjustable refinance rates currently are averaging 3.57%, down from last week’s average 1 year adjustable jumbo refinance rate of 3.61%.

3 year adjustable refinance rates current are averaging 2.79%, an increase from last week’s average 3 year adjustable refinance rate of 2.77%.

5 year adjustable refinancing rates are averaging 2.65%, down from the prior week’s average 5 year adjustable refinance rate 2.72%.

Current 7 year adjustable refi rates are averaging 3.03%, an increase from the previous week’s average 7 year adjustable refinance rate of 2.98%.

10 year adjustable refi rates currently are averaging 3.42%, a decline from last week’s average 10 year adjustable rate of 3.47%.

Adjustable Jumbo Home Loans – Current Mortgage Refinance Rates

Current 1 year adjustable jumbo refinance rates are at 4.50%, unchanged from last week’s average adjustable jumbo refinance rate.

3 year adjustable jumbo refinance rates today are averaging lower at 3.33%, a decrease from last week’s average 3 year jumbo adjustable refinance rate of 3.36%.

5 year adjustable jumbo refinance rates currently are averaging 2.93%, up from last week’s average jumbo adjustable refinance loans rate of 2.90%.

7 year jumbo adjustable refinance home loan rates today are averaging 3.43%, up from last week’s average 7 year adjustable refinance home rate of 3.40%.

10 year jumbo home refinance rates are averaging 3.78%, up from the prior week’s average 10 year jumbo refinance rates of 3.67%.

Conventional Adjustable IO Adjustable Loans – Today's Refinance Rates

3 year interest only adjustable refinance rates and are averaging 3.12%, down from last week’s average interest only refinance rate of 3.36%.

5 year IO adjustable loan refinance rates today are averaging 2.87%,  down from last week’s average five year interest only home refinance rate of 2.89%.

7 year interest only adjustable loan refinance rates are averaging 3.22%, up from last week’s average 7 year interest-only refinance rates of 3.15%.

Adjustable IO Jumbo Home Loans – Current Refinance Mortgage Rates

Today’s 3 year jumbo refinancing rates are averaging 3.64%, unchanged from last week’s average jumbo adjustable interest only refinance rate.

Current 5 year adjustable jumbo interest only refinance rates are averaging 3.30%, up from last week’s average IO home refinance rate of 3.27%.

Today’s 7 year jumbo interest only adjustable refinance rates are averaging 3.53%, down from last week’s average jumbo 7 year home refinance  loan rate of 3.54%.
Author: Robert Till
January 24th, 2012