Brian McKay

Brian McKay started in March 2008. He is the co-owner and main writer for specializing in writing articles on personal finance with an emphasis on finding mortgage financing.

Most people don’t take an active role in their finances. I started to help people get a better understanding about managing their personal finances. has been mentioned in several financial publications including,,, MSN money and others: Monitor Bank Rates In the Press

Many newspapers and television stations use our free average mortgage rates widget on their websites, enabling their readers to keep track of rates. Newspapers including the New Richman News, serving Eastern Minnesota and Western Wisconsin. Television stations include CLTV (Chicagoland Television) and KSPR (ABC) in Springfield, Missouri.

Hundreds of real estate agents also use our mortgage rate widget along with our free mortgage calculator on their websites to better serve their customers.

For media matters feel free to email me: Brian McKay

Brian’s 10 most recent articles are listed below.

Average CD Rates for December 15th, 2019
Average CD rates for December 15th, 2019, are lower for both short-term and long-term certificates of deposit while the best CD rates available remain unchanged. We expect average CD rates to continue a gradual downward trend in 2010. Current 12-month CD rates are averaging 1.87 percent, a sharp decline from an average rate of 1.92 […] ... Read more
Mortgage Rates Higher Today
Mortgage rates moved higher today following the sharp increase in U.S. Treasury yields on Thursday. Average 30-year mortgage rates increased to 3.75 percent, up from an average rate of 3.70 percent on December 10th. 15-year mortgage rates today are currently averaging 3.19 percent, an increase from an average rate of 3.15 percent set earlier this […] ... Read more
TotalDirectBank CD Rates
TotalDirectBank CD rates are currently some of the best CD rates around on the bank’s short-term certificates of deposit. Intermediate and long-term CD rates at TotalDirectBank are competitive but you can find higher rates right now. Current 3-month CD rates from TotalDirectBank are at 1.75 percent. 6-month CD rates are slightly higher at 1.85 percent. […] ... Read more
TotalDirectBank Money Market Account Rates
TotalDirectBank money market account rates are currently some of the best money market rates available on the rate list. Current money market account rates from TotalDirectBank are at 2.03 percent with an APY of 2.05 percent. The minimum opening account balance is only $5,000 and the maximum amount you can deposit is $500,000. This high yield […] ... Read more
Barclays Bank CD Rates: 2.15% APY 12-Month CD (Nationwide)
Barclays Bank CD rates on short and intermediate term certificates of deposit are really competitive right now. In fact, 12 month CD rates at Barclays Bank are near the top of our rate list. Current 12 month CD rates from Barclays Bank are at 2.13 percent with an APY of 2.15 percent. If you’re looking for a […] ... Read more
Mortgage Rates December 10, 2019
After plummeting over the summer, average mortgage rates have been stable the past several months. Mortgage rates changed little week over week with the biggest decline being in average rates for short term adjustable mortgage rates. We expect mortgage rates to pretty much stay near current levels the rest of the year, barring any macroeconomic events. Mortgage […] ... Read more
Rising Bank CD Rates 2.05% APY 1-Year CD (Nationwide)
Rising Bank CD rates are all above 2.00 percent right now, which is unusual to see these days. 1-year and 2-year CD rates at Rising Bank are at 2.03 percent with an APY of 2.05 percent. 2-year jumbo and regular 3-year CD rates from Rising Bank are at 2.08 percent with an APY of 2.10 percent. The […] ... Read more
TIAA Bank CD rates: 2.10% APY 12-Month CD
TIAA Bank CD rates are very competitive right now, especially on shorter term certificates of deposit. Current 12 month CD rates at TIAA Bank are 2.08 percent with an APY of 2.10 percent. If you’re looking for a slightly longer CD term, 24 month CD rates are also at 2.08 percent with an APY of 2.10 […] ... Read more Money Market Account Rates – 2.05% money market account rates are still one of the best variable rate accounts on our rate list. The current money market account rate at is at 2.03 percent with an APY of 2.05 percent. There is a minimum opening deposit of $10,000 to earn this great money market account rate at There is […] ... Read more
BB&T Mortgage Rates
BB&T mortgage rates today are some of the lowest mortgage rates available for both home purchase loans and refinancing loans. Current 30-year mortgage rates from BB&T are at 3.625 percent with $985 in fees and 1.125 points. Today’s 15-year mortgage rates at BB&T are at 2.875 percent with $985 in fees and only 1 point. 30 year […] ... Read more

MBR In the Press

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