Brian McKay

Brian McKay started in March 2008. He is the co-owner and main writer for specializing in writing articles on personal finance with an emphasis on finding mortgage financing.

Most people don’t take an active role in their finances. I started to help people get a better understanding about managing their personal finances. has been mentioned in several financial publications including,,, MSN money and others: Monitor Bank Rates In the Press

Many newspapers and television stations use our free average mortgage rates widget on their websites, enabling their readers to keep track of rates. Newspapers including the New Richman News, serving Eastern Minnesota and Western Wisconsin. Television stations include CLTV (Chicagoland Television) and KSPR (ABC) in Springfield, Missouri.

Hundreds of real estate agents also use our mortgage rate widget along with our free mortgage calculator on their websites to better serve their customers.

For media matters feel free to email me: Brian McKay

Brian McKay’s Google+ Profile: Brian McKay.

Brian’s 10 most recent articles are listed below. Releases Cryptocurrency Price Tracker which has aggregated U.S. bank deposit rates and mortgage rates for over 10 years has released a Cryptocurrency Price Tracker. You probably heard about Bitcoin and other cryptocurrencies. Now you have a trusted U.S. based website that displays cryptocurrency prices from exchanges around the world. We realize some will say “why is a website […] ... Read more
Mortgage Rates Increase This Week as Fed Raises Interest Rates
Mortgage rates increased again this week to the highest level this year. We expected mortgage rates to increase because the Federal Reserve increased the fed funds rate by 25 basis points last week. Mortgage rates today on 30 year conforming loans are currently at 4.57 percent. The fed funds rate was increased on September 27th […] ... Read more
All CD Rates Move Higher as Bank CD Rates Increased
Bank CD rates are higher this week as ten different banks increased CD rates on a wide range of CD products. The largest increase was from TAB Bank, which increased their 6 month CD rate by 25 basis to 2.12 percent. TAB now has the second highest 6 month CD rate currently available. The highest […] ... Read more
Best Online Savings Rates Poised to Move Higher
The best online savings rates will move even higher in the coming weeks. Right now, the top online savings rates are around 2.25 percent but we could see the top rates move towards 2.50 percent by early October. We expect savings rates to move higher because the Federal Reserve is predicted to increase the fed funds […] ... Read more
Mortgage Rates Jumped This Week on Strong Growth
Conforming mortgage rates jumped this week on strong job growth and consumer credit growth. Average 30 year mortgage rates are at the highest point in over a month, currently averaging 4.50 percent. Last week, average 30 year rates were averaging 4.41 percent. The Federal Reserve reported that consumer credit for the month of July nearly doubled […] ... Read more
CD Rate Changes The Past Week – All CD Rates Increased
This past week brought more CD rate changes that were once again positive.  Five different banks changed CD Rates on 24 certificate of deposit terms and all the increases were higher. Over the past year, the best 1 year CD rates have just about doubled in price to around 2.50 percent. We anticipate banks increasing CD […] ... Read more
Mortgage Rates Plummet as Result of Turkish Currency Crisis
Mortgage rates plummeted the past day because of the Turkish currency crisis. How can a currency crisis in another country cause U.S. mortgage rates to move lower you ask? The answer to that question is U.S. Treasuries. The Turkish Lira fell by more than 18 percent against the U.S. Dollar on Friday to an all-time […] ... Read more
Best 12 Month CD Rates at 2.50 Percent, A Multi-Year High
Several banks and credit unions increased CD rates this week and as a result, the best 12 month CD rates are now at 2.50 percent, a multi-year high. The last time 1 year CD rates were in the 2.50 percent range, was during the financial crisis in 2008/2009. When the financial crisis hit and caused […] ... Read more
Mortgage Rates Decline Again this Week, Back Under 4.50%
Mortgage rates decline again this week after heading higher for most of the past 6 months. Average 30 year conforming mortgage rates declined to 4.45 percent, down from the previous week’s average rate of 4.53 percent. Mortgage rates hit a 2018 high earlier in June but have fallen three out of the past four weeks. […] ... Read more
Best Online Savings Rates May-June 2018
The best online savings rates continue to move higher for May 2018 and heading into June 2018. For about a decade now, we have been talking about online savings rates and money market rates moving lower. Then finally, about 18 months ago, we started writing about interest rates moving higher. Online savings rates moved higher […] ... Read more

MBR In the Press

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