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Brian McKay

Brian McKay started MonitorBankRates.com in March 2008. He is the co-owner and main writer for MonitorBankRates.com specializing in writing articles on personal finance with an emphasis on finding mortgage financing.

Most people don’t take an active role in their finances. I started MonitorBankRates.com to help people get a better understanding about managing their personal finances.

MonitorBankRates.com has been mentioned in several financial publications including Forbes.com, CNNMoney.com, CBSMoneyWatch.com, MSN money and others: Monitor Bank Rates In the Press

Many newspapers and television stations use our free average mortgage rates widget on their websites, enabling their readers to keep track of rates. Newspapers including the New Richman News, serving Eastern Minnesota and Western Wisconsin. Television stations include CLTV (Chicagoland Television) and KSPR (ABC) in Springfield, Missouri.

Hundreds of real estate agents also use our mortgage rate widget along with our free mortgage calculator on their websites to better serve their customers.

For media matters feel free to email me: Brian McKay

Brian McKay’s Google+ Profile: Brian McKay.

Brian’s 10 most recent articles are listed below.

CD Rates Report: 1 Year CD Rates as of January 14, 2017
Listed below is a current CD rates report for 1 year certificates of deposit as of January 14, 2017. Current 1 Year CD Rates Pentagon Federal Credit Union 1.35% Yield 1.36% (tied for 1st place) EverBank 1.35% Yield 1.36% (tied for 1st place) VirtualBank 1.30% Yield 1.31% Live Oak Bank 1.29% Yield 1.30% My e-BAnC […] ... Read more
Top Savings Rates Update – January 11, 2017
Listed below are the top savings account rates available on our database for January 11, 2017. The sole leader with the best savings account rate this week is Popular Direct with a rate of 1.14 percent and a yield of 1.15 percent. Top Savings Rates Popular Direct 1.14% Yield 1.15% Synchrony Bank 1.04% Yield 1.05% (tied for […] ... Read more
30 Year Mortgage Rates at 4.16 Percent – Still Low, Historically Speaking…
The relentless rise in mortgage rates continues as 30 year mortgage rates hit another new high for 2016. Average 30 year mortgage rates increased to 4.16 percent this week, up 11 basis points from last week’s average rate. For the first three quarters of 2016, average 30 year mortgage rates hovered around 3.50 percent, which is […] ... Read more
Best CD Rates at the End of 2016
CD rates are slowing moving higher and will continue to increase in 2017. The Federal Reserve has forecast the need to increase the fed funds rate at least three times in 2017 and possibly more, if needed. These increases will put upward pressure on both short term and long term CD rates. Listed below are the […] ... Read more
Outlook for Higher CD Rates in 2017 is Promising
Depositors have suffered with low CD rates going on about a decade now. Ever since the economy came out of the Great Recession, we eagerly awaited higher CD rates only to be rebuffed by the Fed. There has been one fed funds rate hike at the end of 2015 and another one last week. With […] ... Read more
Fed Increases Fed Funds Rate, Banks Yet to Increase Deposit Rates
Another Fed meeting came and went last week with one major difference. The Federal Open Market Committee increased the fed funds rate 25 basis points. This is only the second increase in the past decade. The new target range for the fed funds is 0.50 percent to 0.75 percent. The rate increase was announced a few […] ... Read more
CD Rates Slowly Inch Higher as Fed Meets This Week
CD rates are slowly inching higher and will continue to move higher in the coming months. A more immediate impact that will force CD rates higher is the Federal Open Market Committee increasing rates. The FOMC meets this week to decide on monetary policy and is widely expected to increase the fed funds rate by 25 […] ... Read more
30 Year Mortgage Rates Back Under 4.00 Percent this Week
The relentless rise in mortgage rates has paused this week as average 30 year mortgage rates fell. Since Trump was elected President almost a month ago, 30 year mortgage rates have moved higher from just under 3.50 percent to a high of 4.11. This is one of the largest monthly increases in mortgage rates since the run-up […] ... Read more
TriState Capital Bank Jumbo CD Rates Increased
TriState Capital Bank, headquartered in Pittsburgh, Pennsylvania, just increased their jumbo CD rates. All increases were 5 basis points higher on short and intermediate term certificates of deposit. TriState Capital gets a 4 out of 5 star rating. Both the old and new CD rates are listed below. You can see how these new rates compare […] ... Read more
Highest Deposit Rates November 27, 2016
Variable deposit rates continue to inch slowly higher this week. The best savings rate available is at 1.25 percent with a yield of 1.26 percent. The best money market account rate available is slightly lower at 1.24 percent with a yield of 1.25 percent. Listed below are the best savings rates and money market rates available […] ... Read more

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