Brian McKay

Brian McKay started in March 2008. He is the co-owner and main writer for specializing in writing articles on personal finance with an emphasis on finding mortgage financing.

Most people don’t take an active role in their finances. I started to help people get a better understanding about managing their personal finances. has been mentioned in several financial publications including,,, MSN money and others: Monitor Bank Rates In the Press

Many newspapers and television stations use our free average mortgage rates widget on their websites, enabling their readers to keep track of rates. Newspapers including the New Richman News, serving Eastern Minnesota and Western Wisconsin. Television stations include CLTV (Chicagoland Television) and KSPR (ABC) in Springfield, Missouri.

Hundreds of real estate agents also use our mortgage rate widget along with our free mortgage calculator on their websites to better serve their customers.

For media matters feel free to email me: Brian McKay

Brian McKay’s Google+ Profile: Brian McKay.

Brian’s 10 most recent articles are listed below.

Best Online Savings Rates May-June 2018
The best online savings rates continue to move higher for May 2018 and heading into June 2018. For about a decade now, we have been talking about online savings rates and money market rates moving lower. Then finally, about 18 months ago, we started writing about interest rates moving higher. Online savings rates moved higher […] ... Read more
Retirees Rejoice as Bank CD Rates Move Higher
Retirees rejoice as bank CD rates move higher, providing relief from low rates. Certificates of deposit are a very popular investment option for retirees who rely on interest income. Unfortunately, over the past decade, CD investment returns have been dismal because of the Federal Reserve’s policies forcing historically abysmal low interest rates. Since the Financial […] ... Read more
Higher Mortgage Rates Hurt Buyers
Higher mortgage rates in 2018, combined with a low number of homes available for sale across the U.S., are hurting buyers. Mortgage rates are higher this year because economic growth has been robust, the unemployment rate has declined, and the Federal Reserve has increased interest rates. Last year, 30 year mortgage rates were under 4.00 […] ... Read more
Average 30 Year Mortgage Rates Decline This Week
Average 30 year mortgage rates posted a small decline this past week after moving higher for all of 2018. Week over week, average 30 year mortgage rates declined to 4.55 percent, down 3 basis points from the prior week’s average 30 year rate of 4.58 percent. Overall, 30 year mortgage rates are about 50 basis points […] ... Read more
Database of Bank Branch Locations – 89,819 Branches
Did you know there are currently 89,819 bank branches in the United States? has rolled out a new database of bank branch locations. Our database of bank locations includes every single branch location that is currently in operation in the United States. You can search for banks in your area by bank or branch […] ... Read more
This Week’s CD Rates Increased Across the Board
This week’s CD rate changes were numerous because banks and credit unions increased interest rates across the board. The high number of CD rate changes this past week is a result of the Federal Reserve increasing the fed funds rate. The recent fed funds rate increase of 25 basis points put the fed funds rate […] ... Read more
94.4% Probablity of a Rate Hike Will Send Bank CD Rates Higher
Bank CD rates will increase in the coming weeks and will make new highs for 2018. The reason for higher CD rates in the coming weeks is because of a higher fed funds rate. The Federal Reserve is meeting today and tomorrow and is widely expected to increase the fed funds rate by 25 basis […] ... Read more
Average Mortgage Rates Still Historically Low
Average mortgage rates moved slightly higher, following U.S. Treasury Yields higher. Average 30 year mortgage rates today increased to 4.34 percent, up from last week’s average 30 year rate of 4.29 percent. The six basis point increase continues the uptrend for mortgage rates this past month. Although mortgage rates are moving higher, the increases in […] ... Read more
Low Savings Rates Discussed at House Finance Hearing
Low savings rates were one of the topics at a House Finance hearing this week. It’s nice to hear a Congressman complain to the Fed Chairman about low savings account rates. In a hearing for the Semi-Annual Monetary Policy Report to the Congress, the House Financial Service Committee Chairman, Jeb Hensarling stated, “…the Fed is […] ... Read more
Discover Bank Rates Increased
Discover bank rates were just increased on the bank’s savings accounts and money market accounts. The bank’s savings rates were already very competitive. With the recent increase, the bank’s rates are now in the top 5 online savings rates available. Discover Bank, which has a motto of “Everything you want from a bank, without ever […] ... Read more

MBR In the Press

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