Brian McKay

Brian McKay started in March 2008. He is the co-owner and main writer for specializing in writing articles on personal finance with an emphasis on finding mortgage financing.

Most people don’t take an active role in their finances. I started to help people get a better understanding about managing their personal finances. has been mentioned in several financial publications including,,, MSN money and others: Monitor Bank Rates In the Press

Many newspapers and television stations use our free average mortgage rates widget on their websites, enabling their readers to keep track of rates. Newspapers including the New Richman News, serving Eastern Minnesota and Western Wisconsin. Television stations include CLTV (Chicagoland Television) and KSPR (ABC) in Springfield, Missouri.

Hundreds of real estate agents also use our mortgage rate widget along with our free mortgage calculator on their websites to better serve their customers.

For media matters feel free to email me: Brian McKay

Brian McKay’s Google+ Profile: Brian McKay.

Brian’s 10 most recent articles are listed below.

Database of Bank Branch Locations – 89,819 Branches
Did you know there are currently 89,819 bank branches in the United States? has rolled out a new database of bank branch locations. Our database of bank locations includes every single branch location that is currently in operation in the United States. You can search for banks in your area by bank or branch […] ... Read more
This Week’s CD Rates Increased Across the Board
This week’s CD rate changes were numerous because banks and credit unions increased interest rates across the board. The high number of CD rate changes this past week is a result of the Federal Reserve increasing the fed funds rate. The recent fed funds rate increase of 25 basis points put the fed funds rate […] ... Read more
94.4% Probablity of a Rate Hike Will Send Bank CD Rates Higher
Bank CD rates will increase in the coming weeks and will make new highs for 2018. The reason for higher CD rates in the coming weeks is because of a higher fed funds rate. The Federal Reserve is meeting today and tomorrow and is widely expected to increase the fed funds rate by 25 basis […] ... Read more
Average Mortgage Rates Still Historically Low
Average mortgage rates moved slightly higher, following U.S. Treasury Yields higher. Average 30 year mortgage rates today increased to 4.34 percent, up from last week’s average 30 year rate of 4.29 percent. The six basis point increase continues the uptrend for mortgage rates this past month. Although mortgage rates are moving higher, the increases in […] ... Read more
Low Savings Rates Discussed at House Finance Hearing
Low savings rates were one of the topics at a House Finance hearing this week. It’s nice to hear a Congressman complain to the Fed Chairman about low savings account rates. In a hearing for the Semi-Annual Monetary Policy Report to the Congress, the House Financial Service Committee Chairman, Jeb Hensarling stated, “…the Fed is […] ... Read more
Discover Bank Rates Increased
Discover bank rates were just increased on the bank’s savings accounts and money market accounts. The bank’s savings rates were already very competitive. With the recent increase, the bank’s rates are now in the top 5 online savings rates available. Discover Bank, which has a motto of “Everything you want from a bank, without ever […] ... Read more
Northern Bank Direct CD Rates Changed
Northern Bank Direct CD rates were recently changed. Most of the changes were higher except for CD rates on 2 year certificates of deposit. The largest CD rate changes were on Northern Bank Direct’s 3 year and 5 year certificates of deposit. Due to the rate changes, Northern Bank Direct has the best CD rate […] ... Read more
Highest CD Rates Move Higher as Banks Increase Rates
The highest CD rates continue to move higher as online banks increase rates again this week. 10 different online banks and credit unions increased a slew of CD rates over the past seven days. Rates on both short term and long term certificates of deposits moved higher. The biggest increases again this week were on […] ... Read more
Current Mortgage Rates Running Higher this Week
Current mortgage rates are higher this week because of a stronger than expected CPI report. 30 year mortgage rates hit a new high for 2018 at 4.38 percent, matching a high set in March 2017. The Consumer Price Index Report, released last week, came in stronger than expected at 2.1 percent year-over-year in January. Forecasts […] ... Read more
CD Rates Continue to Move Higher in 2018
CD rates in 2018 continue to move as banks and credit unions increase rates. Interest rates have been increasing since December 2016, when the Federal Reserve started increasing the fed funds rate. Since then, the Fed has increased the fed funds rate four times for a total of 100 basis points. You can see a […] ... Read more

MBR In the Press

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