Brian McKay

Brian McKay started in March 2008. He is the co-owner and main writer for specializing in writing articles on personal finance with an emphasis on finding mortgage financing.

Most people don’t take an active role in their finances. I started to help people get a better understanding about managing their personal finances. has been mentioned in several financial publications including,,, MSN money and others: Monitor Bank Rates In the Press

Many newspapers and television stations use our free average mortgage rates widget on their websites, enabling their readers to keep track of rates. Newspapers including the New Richman News, serving Eastern Minnesota and Western Wisconsin. Television stations include CLTV (Chicagoland Television) and KSPR (ABC) in Springfield, Missouri.

Hundreds of real estate agents also use our mortgage rate widget along with our free mortgage calculator on their websites to better serve their customers.

For media matters feel free to email me: Brian McKay

Brian McKay’s Google+ Profile: Brian McKay.

Brian’s 10 most recent articles are listed below.

Ally Bank CD Rates – Bank Increases Most CD Rates, Lowers 1 Year CD
Ally Bank CD rates were recently changed and the changes were mostly higher. The Bank lowered 1 year CD rates but increased rates on 3 other CD products yesterday. Ally lowered 1 year CD rates from 2.00 percent to 1.70 percent, or 30 basis points. Percentagewise, the decrease was 15 percent, which is a rather […] ... Read more
Online Savings Account Rates Hit 1.50 Percent
Online savings account rates increased again this month and have hit a milestone. The best online savings rates hit 1.49 percent with an APY of 1.50 percent, a new high for 2017. Savings rates moved higher in December because the Federal Reserve increased the fed funds rate. The fed funds rate was increased by 25 […] ... Read more
30 Year Mortgage Rates Approaching 4.00 Percent
Average 30 year mortgage rates are higher this week and are hovering just below 4.00 percent. Mortgage rates are higher this week because long term interest rates are increasing. 30 year mortgage rates are not the only rates moving higher this week. Average mortgage rates were up across the board. 15 year rates are higher this week […] ... Read more
Brand New High for 12 Month CD Rates in 2017
We just reached a new milestone for 12 Month CD rates in 2017 as rates continue to inch higher. Crestmark Bank is now offering 12 Month CD rates at 1.80 percent. Just about two months ago, we reported a new high for 1 year CD rates at 1.70 percent. That new high was also from CrestMark Bank. You can read about […] ... Read more
Three Banks Now Offering 1 Year CD Rates at 1.75%
CD rates continue to move higher in 2017 as November brings more new highs for 1 year CD rates. There are now three banks offering 1 year CD rates at 1.74 percent with an APY of 1.75 percent. We expect the increase in rates to continue next month and into 2018. The Fed is widely expected to […] ... Read more
Top Money Market Rates at 1.41% This Week
There are new highs for money market rates and savings rates this week. The best variable deposit rate this week is from UFB Direct at 1.40 percent with an annual percentage yield of 1.41 percent. UFB Direct’s variable account is actually called a money market savings account. The minimum opening deposit is $5k. Money market rates have been […] ... Read more
3 Percent Down Payment with Freddie Mac’s Home Possible Advantage Mortgage
Did you know about Freddie Mac’s “Home Possible Advantage” Mortgage? It’s a mortgage loan program which will allow you to put down only a 3 percent down payment. Let’s face it, the biggest barrier to buying a first home for many people is the down payment. Coming up with the 20 percent down payment is extremely difficult […] ... Read more
Ally Bank Mortgage Rates
Ally Bank which is probably best known for their competitive CD rates has also become a mortgage lender. Ally Bank mortgage rates are competitive right now and Ally also offers a price match guarantee. Current Ally Bank mortgages are available for both home purchases and refinances and the rates are competitive for both type of products. Current mortgage […] ... Read more
Crestmark Bank 1 Year CD Rates Best Rate 1.70%
Short term online CD rates continue to march higher as another month brings another new high for 1 year CD rates. Last month the top 1 year CD rate was at 1.65 percent. This month Crestmark Bank 1 year CD rates are now offering the best rate. CD rates have moved higher since the beginning […] ... Read more
Mortgage Rates Rise for the Second Consecutive Week
Mortgage rates rose again this past week, the second consecutive week rates increased. Prior to the past two weeks of increases, average mortgage rates declined for almost two months straight. Mortgage rates were expected to rise again this week because 10 year bond yields rose 7 basis points. Average 30 year mortgage rates increased to 3.79 percent, up from the […] ... Read more

MBR In the Press

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