Mortgage Rates: 15 Year Mortgage Rate at 3.67% in Mortgage Rates Survey

Mortgage rates barely changed in this week's mortgage rates survey. In the Primary Mortgage Market Survey released by Freddie Mac conforming 30 year mortgage rates averaged 4.50% with 0.7 mortgage discount points for the week ending June 16, 2011. In last week's mortgage rate survey 30 year rates averaged 4.49% with 0.7 points.

Find the lowest mortgage rates and refinance rates in your state by searching our rate tables at MortgageRates.MonitorBankRates.com. No personal information is needed to view our interest rate table unlike most websites.

Fixed conforming 15 year mortgage rates averaged 3.67% with 0.7 points for the week ending June 16, 2011, down from the previous week’s survey when 15 year mortgage rates averaged 3.68% with 0.7 points.

5 year U.S. Treasury-indexed adjustable mortgage rates averaged 3.27 percent with 0.6 points for the week ending June 16, 2011, down from the previous week’s average 5 year adjustable interest rate of 3.28 percent with 0.7 points.

1 year Treasury indexed adjustable mortgage rates averaged 2.97 percent with 0.5 points for the week ending June 16, 2011, up from the prior week’s average 1 year adjustable home mortgage rate of 2.95 percent with 0.5 points

Following is a more in-depth home mortgage rates survey released by MonitorBankRates.com earlier this week:

Mortgage Rates

Current Conforming Adjustable Mortgage Rates

The current refinancing rate and mortgage rate on 1 year adjustable rates are averaging 2.95% up from last week’s average 1 year adjustable home mortgage refi rate and loan rate of 2.94%.

Today's 3 year adjustable mortgage refinance rates and adjustable mortgage rates are averaging 3.29%, up from last week’s average 3 year adjustable mortgage rate of 3.08%.

Refinance rates and mortgage rates today on 5 year adjustable mortgages are averaging 3.03%, down from the prior week’s average rate of 3.05%.

Refinance mortgage rates and mortgage rates currently on 7 year adjustable home loans are averaging 3.31%, unchanged from the previous week’s average 7 year loan rate.

10 year adjustable mortgage loan rates are averaging 3.83% this week, down from last week’s average 10 year adjustable rate of 3.84%. Current mortgage refinance rates on 10 year home loans are also averaging 3.83%.

Adjustable Jumbo Refinance Rates and Jumbo Mortgage Rates

1 year jumbo adjustable loan rates are averaging 4.05%, unchanged from the prior week’s average 1 year jumbo adjustable loan interest rate. Refinance rates on 1 year jumbo loans are also averaging 4.05%.

3 year adjustable jumbo rates are averaging higher at 3.89%, up from last week’s average 3 year jumbo adjustable rate of 3.77%. Today’s refinance interest rates on 3 year jumbo loans are also lower, averaging 3.89%.

5 year adjustable jumbo rates today are averaging 3.30%, a decrease from last week’s average jumbo adjustable rate of 3.33%. Today’s refinancing mortgage interest rates are also averaging 3.33%.

Current 7 year jumbo adjustable loan rates are averaging 3.91%, down from last week’s average 7 year adjustable home loan rate of 3.94%. 7 year jumbo refinance loan rates are also lower at 3.91%.

10 year jumbo loan rates are averaging 4.36%, down from the prior week’s average 10 year jumbo home loan rate of 4.38%. 10 year jumbo refinance interest rates are also lower, averaging 4.36%.

Conventional Interest Only Adjustable Mortgage Rates

3 year interest only adjustable mortgage loan rates are averaging 3.22%, up from last week’s average interest only mortgage loan rate of 3.17%. 3 year interest only adjustable refinance mortgage rates are also averaging 3.22%.

5 year IO adjustable loan rates are averaging 3.15%, up from last week’s average five year interest only mortgage loan rate of 3.08%. Current 5 year interest only adjustable refinance mortgage loan rates are also averaging 3.15%.

7 year interest only adjustable mortgage loan rates are averaging 3.45% percent, up from last week’s average 7 year interest-only mortgage interest rate of 3.42%. 7 year adjustable refi loan rates are averaging 3.45%.

Interest Only Jumbo Mortgage Rates Today

3 year jumbo interest only adjustable loan rates are averaging 4.38%, up from last week’s average jumbo adjustable interest only rate of 4.12%. 3 year interest only adjustable jumbo refi rates are also averaging 4.38%.

5 year adjustable jumbo interest only rates are averaging 3.74%, down from last week’s average IO home mortgage interest rate of 3.76%. 5 year jumbo adjustable IO loan rates are also averaging at 3.74%.

7 year jumbo interest only adjustable rates are averaging 4.09%, down from last week’s average jumbo 7 year home loan rate of 4.14%. Current 7 year jumbo adjustable interest-only rates are also averaging 4.09%.

Current Home Equity Loan Rates

10 year home equity loan rates are averaging 6.77%, unchanged from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.87%, unchanged from the prior week’s average home equity loan rate.

HELOC Rates

Home equity line of credit rates are averaging 4.95%, unchanged from last week’s average rate HELOC rate.

Loan Term
Lender
APR / Rate
Payment
Fees and Points
 
PenFed Credit Union
NMLS #401822
6.292%
15-Year Fixed
6.000%
$3,376 /mo
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
PenFed Credit Union
NMLS #401822
6.782%
30-Year Fixed
6.625%
$2,562 /mo
$6,500
Includes 0.625 points for $2,500
Lender Fees: $4,000
Embrace Home Loans
NMLS #2184
7.133%
15-Year Fixed
6.990%
$3,594 /mo
$3,556
Includes 0.889 points for $3,556
Lender Fees: $0
PADDIO
NMLS #1907
7.154%
15-Year Fixed
6.875%
$3,568 /mo
$7,000
Includes 0.875 points for $3,500
Lender Fees: $3,500
Good Day Financial, LLC
NMLS #1984206
License: MB-1984206
7.206%
15-Year Fixed
7.000%
$3,596 /mo
$5,388
Includes 0.824 points for $3,296
Lender Fees: $2,092
PADDIO
NMLS #1907
7.425%
30-Year Fixed
7.250%
$2,729 /mo
$7,000
Includes 0.875 points for $3,500
Lender Fees: $3,500
Embrace Home Loans
NMLS #2184
7.582%
30-Year Fixed
7.490%
$2,795 /mo
$3,608
Includes 0.902 points for $3,608
Lender Fees: $0
Good Day Financial, LLC
NMLS #1984206
License: MB-1984206
7.993%
30-Year Fixed
7.875%
$2,901 /mo
$4,756
Includes 0.666 points for $2,664
Lender Fees: $2,092
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Mortgage Rates September 27, 2023

Lender
Product
Rate
APR
Points
5Y/6M ARM
8.000%
8.348%
0.991
10Y/6M ARM
8.000%
8.295%
0.812
5-Year ARM FHA
6.625%
8.277%
2.000
5-Year Jumbo ARM
6.125%
8.242%
2.000
5-Year ARM
6.500%
8.213%
2.000
7Y/6M ARM
7.750%
8.176%
0.842
5/1 ARM
7.500%
8.051%
0.950
10/1 Jumbo ARM
7.625%
7.975%
0.990
15-Year Fixed VA
6.750%
7.929%
2.000
15-Year Fixed FHA
6.750%
7.929%
2.000
30-Year Fixed FHA
6.990%
7.913%
2.000
30-Year Fixed FHA
6.990%
7.907%
2.000
20-Year Fixed
7.625%
7.906%
0.512
30 Year Fixed
7.625%
7.891%
0.958
7/1 ARM
7.250%
7.815%
0.715
10-Year Fixed
6.990%
7.788%
2.498
5/1 Jumbo ARM
6.875%
7.764%
0.700
30-Year Fixed
7.375%
7.725%
2.125
5/6 Month ARM
6.750%
7.710%
1.000
30-Year Fixed Jumbo
7.250%
7.700%
0.500
5/6 ARM
6.750%
7.700%
0.500
5/6 ARM Jumbo
6.750%
7.640%
0.500
7/6 Month ARM
7.000%
7.627%
1.000
7/6-Month ARM
6.750%
7.591%
1.000
30-Year Fixed FHA
6.750%
7.572%
1.000
10/6 ARM
7.125%
7.560%
0.500
30-Year Fixed
7.250%
7.520%
0.955
7/6 ARM
6.750%
7.520%
0.500
30-Year Fixed
7.350%
7.500%
0.750
10/6 ARM Jumbo
7.125%
7.500%
0.500
20-Year Fixed Jumbo
7.250%
7.462%
0.740
7/6 ARM Jumbo
6.750%
7.460%
0.500
10/1 ARM
6.875%
7.439%
0.740
30-Year Fixed FHA
6.750%
7.436%
2.000
30-Year Fixed VA
6.750%
7.436%
2.000
7/6-Month ARM Jumbo
6.625%
7.430%
1.000
30-Year Fixed VA
6.875%
7.427%
2.000
30-Year Fixed
6.990%
7.415%
3.191
7/1 Jumbo ARM
6.500%
7.406%
0.590
30-Year Fixed
7.250%
7.343%
1.000
30-Year Fixed
7.250%
7.322%
0.000
30-year Fixed
7.250%
7.320%
0.500
30-Year Fixed
6.990%
7.310%
2.125
30-Year Fixed Jumbo
7.125%
7.279%
0.665
10/6 Interest Only Jumbo ARM
6.750%
7.276%
1.000
15-Year Fixed Jumbo
7.125%
7.270%
0.500
20-Year Fixed Jumbo
7.125%
7.260%
0.500
20-Year Fixed
6.875%
7.256%
1.875
15-Year Fixed
7.125%
7.240%
0.500
30-Year Fixed
7.000%
7.224%
1.000
15-Year Fixed
7.000%
7.220%
1.000
15-Year Fixed
6.875%
7.215%
1.000
30-Year Fixed
7.000%
7.204%
1.000
15-Year Fixed Jumbo
6.875%
7.165%
0.925
10-Year Fixed
7.000%
7.160%
0.500
30-Year Fixed
6.990%
7.145%
0.688
15-Year Fixed
6.625%
7.099%
0.955
20-Year Fixed
7.000%
7.092%
0.000
15-Year Fixed
6.875%
7.092%
0.875
15-Year Fixed
7.000%
7.054%
0.000
20-Year Fixed
6.875%
6.970%
0.500
30-Year Fixed
6.625%
6.944%
2.000
15 Year Fixed Jumbo
6.750%
6.943%
1.000
15 Year Fixed
6.500%
6.889%
0.844
30-Year Fixed Jumbo
6.625%
6.869%
2.000
30 Year Jumbo Fixed
6.625%
6.869%
2.000
30-Year Fixed Jumbo
6.625%
6.856%
1.250
30 Year Fixed Jumbo
6.750%
6.856%
1.000
15-Year Fixed Jumbo
6.625%
6.826%
0.250
30-Year Fixed VA
6.500%
6.824%
1.000
10-Year Fixed
6.375%
6.768%
0.882
15-Year Fixed
6.250%
6.765%
2.000
30-Year Fixed Jumbo
6.500%
6.722%
2.000
20-Year Fixed
6.625%
6.713%
0.601
15-Year Fixed
6.375%
6.653%
0.879
30-Year Fixed
6.250%
6.647%
1.000
15-Year Fixed
5.750%
6.605%
4.346
30-Year Fixed Jumbo
6.490%
6.575%
1.000
15-Year Fixed
6.375%
6.574%
0.250
30-Year Fixed FHA
5.625%
6.567%
1.125
15-Year Fixed Jumbo
5.875%
6.514%
2.000
30-Year Fixed
6.625%
6.474%
0.250
30-Year Fixed Jumbo
6.625%
6.474%
0.025
3/5 Jumbo ARM
5.000%
6.063%
0.250
3/5 Conforming ARM
5.000%
6.053%
0.250
5/5 ARM
5.250%
5.989%
0.250
5/5 Jumbo ARM
5.250%
5.989%
0.250

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

 
Author: Lisa Graham
June 16th, 2011