Mortgage Rates Roslyn, Washington (WA) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of lenders actively lending in Roslyn, Washington. Our editorial content is independent of any advertiser relationships.
Current 30-year fixed mortgage rates in Roslyn, Washington include OlyFed Olympia Federal S&LOlyFed Olympia Federal S&LA+5.0 ★Texas Ratio: 2.38% at 4.25%, HAPO Community Credit UnionHAPO Community Credit UnionA+5.0 ★Texas Ratio: 2.10% at 5.88%, OnPoint Community Credit UnionOnPoint Community Credit UnionA+5.0 ★Texas Ratio: 3.91% at 6.12%, Washington State Employees Credit UnionWashington State Employees Credit UnionA+5.0 ★Texas Ratio: 4.71% at 5.99%, and Alaska Air Group Federal Credit UnionAlaska Air Group Federal Credit UnionA+5.0 ★Texas Ratio: 0.33% at 5.62%. Mortgage rates as of April 6, 2026 according to verified data from MonitorBankRates.
Roslyn borrowers have access to 18 lenders serving the Washington area, with mortgage rates as low as 4.25% from OlyFed Olympia Federal S&L. Use the tabs below to compare available loan types. Rates are continually updated — we recommend checking back frequently.
Mortgage Rates reflect actual verified offers from lenders actively lending to Washington borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: April 6, 2026
Compare Mortgage Rates Today in Roslyn, Washington & the Surrounding Area
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
30-Year Fixed (Affordable Construction Program)
30-Year
4.25%
4.33%
▼
Rate4.25%
APR4.33%
Points0.000
UpdatedApr 3, 2026
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
30-Year Fixed
360
5.88%
6.10%
▼
Rate5.88%
APR6.10%
Points0.000
UpdatedMar 27, 2026
Details
Fixed 360 Months
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
30 year fixed rate
6.12%
6.22%
▼
Rate6.12%
APR6.22%
Points0.375
UpdatedApr 6, 2026
Details
No additional details available.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
30 year fixed rate
30 year
6.12%
6.23%
▼
Rate6.12%
APR6.23%
Points0.500
UpdatedApr 6, 2026
Details
No additional details available.
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
1st Time Homebuyer (30-Year Fixed)
30
6.12%
6.23%
▼
Rate6.12%
APR6.23%
Points0.500
UpdatedApr 3, 2026
Details
No additional details available.
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
30-Year Fixed 80% Max LTV (First-Time Homebuyer)
30-Year
6.12%
6.24%
▼
Rate6.12%
APR6.24%
Points0.500
UpdatedApr 3, 2026
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
30-Year Fixed
360
6.12%
6.25%
▼
Rate6.12%
APR6.25%
Points0.000
UpdatedMar 27, 2026
Details
Fixed 360 Months
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
30-Year Fixed Rate
30
5.99%
6.28%
▼
Rate5.99%
APR6.28%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
30 Year Fixed
5.62%
6.42%
▼
Rate5.62%
APR6.42%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
30 Year Fixed
6.25%
6.46%
▼
Rate6.25%
APR6.46%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
30 Year Fixed Rate
6.38%
6.46%
▼
Rate6.38%
APR6.46%
Points0.500
UpdatedApr 4, 2026
Details
No additional details available.
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
30-year Fixed Rate MH Purchase
30-year
6.38%
6.47%
▼
Rate6.38%
APR6.47%
Points0.250
UpdatedMar 28, 2026
Details
No additional details available.
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
30-year Fixed Rate Purchase
30-year
6.38%
6.47%
▼
Rate6.38%
APR6.47%
Points0.375
UpdatedMar 28, 2026
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
30-Year Fixed
360
6.25%
6.53%
▼
Rate6.25%
APR6.53%
Points0.000
UpdatedMar 27, 2026
Details
Fixed 360 Months
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
30-Year Fixed
30
6.38%
6.54%
▼
Rate6.38%
APR6.54%
Points1.000
UpdatedApr 3, 2026
Details
No additional details available.
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
30-Year Fixed 80% Max LTV (Owner Occupied)
30-Year
6.38%
6.54%
▼
Rate6.38%
APR6.54%
Points1.000
UpdatedApr 3, 2026
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
30-Year Fixed
360
6.25%
6.55%
▼
Rate6.25%
APR6.55%
Points0.000
UpdatedMar 27, 2026
Details
Fixed 360 Months
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
30-year Fixed Rate Refinance
30-year
6.49%
6.58%
▼
Rate6.49%
APR6.58%
Points0.250
UpdatedMar 28, 2026
Details
No additional details available.
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
30-year Fixed Rate MH Refinance
30-year
6.50%
6.60%
▼
Rate6.50%
APR6.60%
Points0.250
UpdatedMar 28, 2026
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
30-Year Fixed
6.50%
6.65%
▼
Rate6.50%
APR6.65%
Points0.875
UpdatedMar 29, 2026
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
30-Year Fixed
6.50%
6.65%
▼
Rate6.50%
APR6.65%
Points1.000
UpdatedMar 29, 2026
Details
No additional details available.
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
30-Year Fixed Rate
30
5.88%
6.68%
▼
Rate5.88%
APR6.68%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
30-year Fixed
30
6.50%
6.70%
▼
Rate6.50%
APR6.70%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
30-year Fixed - Construction
30
6.50%
6.72%
▼
Rate6.50%
APR6.72%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
30-year Fixed Rate MH Cash-out Refi
30-year
6.62%
6.76%
▼
Rate6.62%
APR6.76%
Points0.250
UpdatedMar 28, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
30-year fixed refinance
30-year
6.62%
6.78%
▼
Rate6.62%
APR6.78%
Points0.000
UpdatedMar 29, 2026
Details
No additional details available.
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
30 Year Fixed Rate Refinance
30
6.62%
6.80%
▼
Rate6.62%
APR6.80%
Points0.000
UpdatedMar 28, 2026
Details
As Low As
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
30 Year Fixed Rate
30
6.77%
6.82%
▼
Rate6.77%
APR6.82%
Points0.000
UpdatedMar 29, 2026
Details
No additional details available.
Rate6.75%
APR6.82%
Points0.000
UpdatedMar 29, 2026
Details
No additional details available.
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
30-Year Fixed Rate
30
6.75%
6.89%
▼
Rate6.75%
APR6.89%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
30-year Fixed Cash-out Refinance
30
6.88%
6.95%
▼
Rate6.88%
APR6.95%
Points0.125
UpdatedMar 28, 2026
Details
No additional details available.
Peoples Bank (WA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
30 Year Fixed Rate
6.62%
7.01%
▼
Rate6.62%
APR7.01%
Points0.750
UpdatedMar 28, 2026
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
30-Year Fixed
360
6.12%
7.01%
▼
Rate6.12%
APR7.01%
Points0.000
UpdatedMar 27, 2026
Details
Fixed 360 Months
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
30-Year Fixed Rate
30
6.88%
7.02%
▼
Rate6.88%
APR7.02%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Peoples Bank (WA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
30 Year Fixed Rate
30
6.62%
7.02%
▼
Rate6.62%
APR7.02%
Points0.875
UpdatedMar 28, 2026
Details
No additional details available.
Rate7.00%
APR7.07%
Points0.000
UpdatedMar 29, 2026
Details
No additional details available.
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Non-Owner Occupied (30-Year Fixed)
30
6.88%
7.09%
▼
Rate6.88%
APR7.09%
Points1.500
UpdatedApr 3, 2026
Details
No additional details available.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
30 Year Fixed (investment property)
6.88%
7.10%
▼
Rate6.88%
APR7.10%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
30-Year Fixed (Non-Owner Occupied)
30-Year
6.88%
7.15%
▼
Rate6.88%
APR7.15%
Points2.000
UpdatedApr 3, 2026
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
30-Year Fixed Invest
7.12%
7.25%
▼
Rate7.12%
APR7.25%
Points0.750
UpdatedMar 29, 2026
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
30-Year Fixed Invest
7.12%
7.25%
▼
Rate7.12%
APR7.25%
Points0.875
UpdatedMar 29, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
15 year fixed rate
15 year
5.50%
5.68%
▼
Rate5.50%
APR5.68%
Points0.625
UpdatedApr 6, 2026
Details
No additional details available.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
15 year fixed rate
5.50%
5.69%
▼
Rate5.50%
APR5.69%
Points0.625
UpdatedApr 6, 2026
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
15-Year Fixed
180
5.38%
5.71%
▼
Rate5.38%
APR5.71%
Points0.000
UpdatedMar 27, 2026
Details
Fixed 180 Months
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
15 Year Fixed Rate
5.62%
5.77%
▼
Rate5.62%
APR5.77%
Points0.500
UpdatedApr 4, 2026
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
15-Year Fixed
180
5.62%
5.79%
▼
Rate5.62%
APR5.79%
Points0.000
UpdatedMar 27, 2026
Details
Fixed 180 Months
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
15 Year Fixed
5.62%
5.87%
▼
Rate5.62%
APR5.87%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
15 Year Fixed
5.75%
5.87%
▼
Rate5.75%
APR5.87%
Points0.195
UpdatedMar 28, 2026
Details
No additional details available.
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
15-Year Fixed
15
5.62%
5.88%
▼
Rate5.62%
APR5.88%
Points1.000
UpdatedApr 3, 2026
Details
No additional details available.
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
15-Year Fixed 80% Max LTV (Owner Occupied)
15-Year
5.62%
5.89%
▼
Rate5.62%
APR5.89%
Points1.000
UpdatedApr 3, 2026
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
15-Year Fixed
5.75%
5.95%
▼
Rate5.75%
APR5.95%
Points0.750
UpdatedMar 29, 2026
Details
No additional details available.
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
15-Year Fixed Rate
15
5.75%
5.95%
▼
Rate5.75%
APR5.95%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
15-Year Fixed
5.75%
5.97%
▼
Rate5.75%
APR5.97%
Points0.750
UpdatedMar 29, 2026
Details
No additional details available.
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
15-year Fixed Rate Purchase
15-year
5.88%
5.97%
▼
Rate5.88%
APR5.97%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
15-year Fixed Rate Refinance
15-year
5.88%
5.99%
▼
Rate5.88%
APR5.99%
Points0.125
UpdatedMar 28, 2026
Details
No additional details available.
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
15 Year Fixed Rate Refinance
15
5.75%
6.03%
▼
Rate5.75%
APR6.03%
Points0.000
UpdatedMar 28, 2026
Details
As Low As
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
15-Year Fixed Rate
15
5.50%
6.07%
▼
Rate5.50%
APR6.07%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
15-Year Fixed Rate
15
5.88%
6.08%
▼
Rate5.88%
APR6.08%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Rate6.00%
APR6.10%
Points0.000
UpdatedMar 29, 2026
Details
No additional details available.
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
15-year Fixed
15
5.88%
6.15%
▼
Rate5.88%
APR6.15%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Canopy Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.08%
fixed ratehome loans 15-Year Fixed
15-Year
5.25%
6.20%
▼
Rate5.25%
APR6.20%
Points0.000
UpdatedApr 4, 2026
Details
No additional details available.
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
15-year Fixed Rate MH Purchase
15-year
6.12%
6.24%
▼
Rate6.12%
APR6.24%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Rate6.12%
APR6.24%
Points0.000
UpdatedMar 29, 2026
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
15-Year Fixed
180
5.88%
6.34%
▼
Rate5.88%
APR6.34%
Points0.000
UpdatedMar 27, 2026
Details
Fixed 180 Months
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
15-Year Fixed Rate
15
5.50%
6.35%
▼
Rate5.50%
APR6.35%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
15-Year Fixed
180
5.88%
6.35%
▼
Rate5.88%
APR6.35%
Points0.000
UpdatedMar 27, 2026
Details
Fixed 180 Months
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
15-year Fixed Rate MH Refinance
15-year
6.25%
6.37%
▼
Rate6.25%
APR6.37%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
15-year Fixed Cash-out Refinance
15
6.25%
6.39%
▼
Rate6.25%
APR6.39%
Points0.250
UpdatedMar 28, 2026
Details
No additional details available.
Peoples Bank (WA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
15 Year Fixed Rate
15
5.88%
6.48%
▼
Rate5.88%
APR6.48%
Points0.750
UpdatedMar 28, 2026
Details
No additional details available.
Peoples Bank (WA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
15 Year Fixed Rate
5.88%
6.50%
▼
Rate5.88%
APR6.50%
Points0.875
UpdatedMar 28, 2026
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
15-Year Fixed
180
5.75%
6.74%
▼
Rate5.75%
APR6.74%
Points0.000
UpdatedMar 27, 2026
Details
Fixed 180 Months
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Non-Owner Occupied (15-Year Fixed)
15
6.50%
6.85%
▼
Rate6.50%
APR6.85%
Points1.500
UpdatedApr 3, 2026
Details
No additional details available.
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
15-year Fixed Rate MH Cash-out Refi
15-year
6.75%
6.90%
▼
Rate6.75%
APR6.90%
Points0.125
UpdatedMar 28, 2026
Details
No additional details available.
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
15-Year Fixed (Non-Owner Occupied)
15-Year
6.50%
6.93%
▼
Rate6.50%
APR6.93%
Points2.000
UpdatedApr 3, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7/6 ARM Jumbo
5.38%
5.48%
▼
Rate5.38%
APR5.48%
Points1.000
UpdatedMar 24, 2026
Details
As Low As
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
15-Year VA Purchase / No Cash-Out Refinance
180
5.62%
5.79%
▼
Rate5.62%
APR5.79%
Points0.000
UpdatedMar 27, 2026
Details
Fixed 180 Months
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
3/1 ARM
30 Year
5.75%
5.87%
▼
Rate5.75%
APR5.87%
Points0.500
UpdatedMar 28, 2026
Details
Max. LTV: 95%
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Conventional - Owner Occupied 3/1 ARM
30 Year
5.75%
5.87%
▼
Rate5.75%
APR5.87%
Points0.500
UpdatedMar 28, 2026
Details
No additional details available.
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
5/1 ARM
30 Year
5.88%
6.00%
▼
Rate5.88%
APR6.00%
Points0.500
UpdatedMar 28, 2026
Details
Max. LTV: 95%
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Conventional - Owner Occupied 5/1 ARM
30 Year
5.88%
6.00%
▼
Rate5.88%
APR6.00%
Points0.500
UpdatedMar 28, 2026
Details
No additional details available.
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Welcome Home Loan: Primary Residence Purchase 5/1 ARM
30
5.88%
6.02%
▼
Rate5.88%
APR6.02%
Points0.750
UpdatedMar 28, 2026
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
7-Year Jumbo ARM
5.62%
6.04%
▼
Rate5.62%
APR6.04%
Points0.875
UpdatedMar 29, 2026
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
7-Year Jumbo ARM
5.62%
6.05%
▼
Rate5.62%
APR6.05%
Points0.750
UpdatedMar 29, 2026
Details
No additional details available.
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5/5 ARM Conforming
5.25%
6.06%
▼
Rate5.25%
APR6.06%
Points1.125
UpdatedMar 24, 2026
Details
As Low As
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
7-Year ARM
5.62%
6.12%
▼
Rate5.62%
APR6.12%
Points0.875
UpdatedMar 29, 2026
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
7-Year ARM
5.62%
6.14%
▼
Rate5.62%
APR6.14%
Points0.750
UpdatedMar 29, 2026
Details
No additional details available.
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
3/1 ARM
30 Year Term
6.12%
6.25%
▼
Rate6.12%
APR6.25%
Points0.500
UpdatedMar 28, 2026
Details
No additional details available.
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Conventional - Owner Occupied 3/1 ARM
6.12%
6.25%
▼
Rate6.12%
APR6.25%
Points0.500
UpdatedMar 28, 2026
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
30-Year VA Purchase / No Cash-Out Refinance
360
6.12%
6.25%
▼
Rate6.12%
APR6.25%
Points0.000
UpdatedMar 27, 2026
Details
Fixed 360 Months
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
7/1 ARM
30 Year
6.12%
6.26%
▼
Rate6.12%
APR6.26%
Points0.500
UpdatedMar 28, 2026
Details
Max. LTV: 95%
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Conventional - Owner Occupied 7/1 ARM
30 Year
6.12%
6.26%
▼
Rate6.12%
APR6.26%
Points0.500
UpdatedMar 28, 2026
Details
No additional details available.
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Welcome Home Loan: Primary Residence Purchase 7/1 ARM
30
6.12%
6.28%
▼
Rate6.12%
APR6.28%
Points0.750
UpdatedMar 28, 2026
Details
No additional details available.
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
7/6 ARM
30
5.75%
6.30%
▼
Rate5.75%
APR6.30%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5/6 ARM Conforming
4.88%
6.32%
▼
Rate4.88%
APR6.32%
Points1.125
UpdatedMar 24, 2026
Details
As Low As
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7/6 ARM Conforming
5.12%
6.36%
▼
Rate5.12%
APR6.36%
Points1.125
UpdatedMar 24, 2026
Details
As Low As
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
7/6 ARM
5.88%
6.37%
▼
Rate5.88%
APR6.37%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
5/1 ARM
30 Year Term
6.25%
6.37%
▼
Rate6.25%
APR6.37%
Points0.500
UpdatedMar 28, 2026
Details
No additional details available.
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Conventional - Owner Occupied 5/1 ARM
6.25%
6.37%
▼
Rate6.25%
APR6.37%
Points0.500
UpdatedMar 28, 2026
Details
No additional details available.
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
5/1 ARM
6.25%
6.40%
▼
Rate6.25%
APR6.40%
Points0.750
UpdatedMar 28, 2026
Details
No additional details available.
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Welcome Home Loan: Primary Residence Purchase 5/1 ARM
30
6.25%
6.40%
▼
Rate6.25%
APR6.40%
Points0.750
UpdatedMar 28, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo adjustable-rate mortgage (ARM) loans 7/1 yr
7/1 yr
6.00%
6.42%
▼
Rate6.00%
APR6.42%
Points0.995
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo adjustable-rate mortgage (ARM) loans 5/1 yr
5/1 yr
5.88%
6.42%
▼
Rate5.88%
APR6.42%
Points0.915
UpdatedMar 29, 2026
Details
No additional details available.
Rate6.00%
APR6.43%
Points0.000
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
5/1 yr Jumbo adjustable-rate mortgage (ARM) loans
5/1 yr
6.00%
6.45%
▼
Rate6.00%
APR6.45%
Points0.665
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
7/1 yr Jumbo adjustable-rate mortgage (ARM) loans
7/1 yr
6.12%
6.46%
▼
Rate6.12%
APR6.46%
Points0.745
UpdatedMar 29, 2026
Details
No additional details available.
Rate6.22%
APR6.46%
Points0.000
UpdatedMar 29, 2026
Details
No additional details available.
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
7/6 ARM
5.50%
6.50%
▼
Rate5.50%
APR6.50%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo adjustable-rate mortgage (ARM) loans 10/1 yr
10/1 yr
6.25%
6.51%
▼
Rate6.25%
APR6.51%
Points0.920
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Conforming adjustable-rate mortgage (ARM) loans 10/6 mo
10/6 mo
6.38%
6.55%
▼
Rate6.38%
APR6.55%
Points0.975
UpdatedMar 29, 2026
Details
No additional details available.
Rate6.25%
APR6.55%
Points0.000
UpdatedMar 28, 2026
Details
first 7 years; then 1 year CMT + 3.00 adjusted annually for years 8-30
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
10/1 yr Jumbo adjustable-rate mortgage (ARM) loans
10/1 yr
6.38%
6.57%
▼
Rate6.38%
APR6.57%
Points0.670
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Conforming adjustable-rate mortgage (ARM) loans 7/6 mo
7/6 mo
6.50%
6.62%
▼
Rate6.50%
APR6.62%
Points0.978
UpdatedMar 29, 2026
Details
No additional details available.
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
7/1 ARM
30 Year Term
6.50%
6.64%
▼
Rate6.50%
APR6.64%
Points0.500
UpdatedMar 28, 2026
Details
No additional details available.
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Conventional - Owner Occupied 7/1 ARM
6.50%
6.64%
▼
Rate6.50%
APR6.64%
Points0.500
UpdatedMar 28, 2026
Details
No additional details available.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
5/5 jumbo ARM
6.25%
6.64%
▼
Rate6.25%
APR6.64%
Points0.500
UpdatedApr 6, 2026
Details
No additional details available.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
5/5 ARM
6.25%
6.66%
▼
Rate6.25%
APR6.66%
Points0.500
UpdatedApr 6, 2026
Details
No additional details available.
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
7/1 ARM
6.50%
6.66%
▼
Rate6.50%
APR6.66%
Points0.750
UpdatedMar 28, 2026
Details
No additional details available.
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Welcome Home Loan: Primary Residence Purchase 7/1 ARM
30
6.50%
6.66%
▼
Rate6.50%
APR6.66%
Points0.750
UpdatedMar 28, 2026
Details
No additional details available.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
5/5 ARM
6.25%
6.67%
▼
Rate6.25%
APR6.67%
Points0.625
UpdatedApr 6, 2026
Details
No additional details available.
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
5/6 ARM
30
6.50%
6.70%
▼
Rate6.50%
APR6.70%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
15-Year FHA Purchase / No Cash-Out Refinance
180
5.75%
6.74%
▼
Rate5.75%
APR6.74%
Points0.000
UpdatedMar 27, 2026
Details
Fixed 180 Months
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
5/6 ARM
6.62%
6.75%
▼
Rate6.62%
APR6.75%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
7/6 mo Conforming adjustable-rate mortgage (ARM) loans
7/6 mo
6.75%
6.80%
▼
Rate6.75%
APR6.80%
Points1.458
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
10/6 mo Conforming adjustable-rate mortgage (ARM) loans
10/6 mo
6.75%
6.84%
▼
Rate6.75%
APR6.84%
Points1.268
UpdatedMar 29, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Jumbo 15-Year Fixed
5.75%
5.94%
▼
Rate5.75%
APR5.94%
Points0.875
UpdatedMar 29, 2026
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Jumbo 15-Year Fixed
5.75%
5.95%
▼
Rate5.75%
APR5.95%
Points0.875
UpdatedMar 29, 2026
Details
No additional details available.
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
Fixed Rate 15 Year Jumbo Loan
5.75%
5.98%
▼
Rate5.75%
APR5.98%
Points0.000
UpdatedMar 28, 2026
Details
As Low As
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
30-Year Jumbo
5.88%
5.99%
▼
Rate5.88%
APR5.99%
Points1.000
UpdatedMar 24, 2026
Details
As Low As
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
30 year jumbo fixed rate
6.25%
6.34%
▼
Rate6.25%
APR6.34%
Points0.500
UpdatedApr 6, 2026
Details
No additional details available.
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Jumbo 30-Year Fixed Rate
30
6.38%
6.44%
▼
Rate6.38%
APR6.44%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
Fixed Rate 30 Year Jumbo Loan
6.38%
6.52%
▼
Rate6.38%
APR6.52%
Points0.000
UpdatedMar 28, 2026
Details
As Low As
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Jumbo 30-Year Fixed Rate
30
6.50%
6.57%
▼
Rate6.50%
APR6.57%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
15-year Fixed Rate Jumbo Purchase
15-year
6.50%
6.59%
▼
Rate6.50%
APR6.59%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo loans 15-year
15-year
6.38%
6.64%
▼
Rate6.38%
APR6.64%
Points0.795
UpdatedMar 29, 2026
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Jumbo 30-Year Fixed
6.50%
6.64%
▼
Rate6.50%
APR6.64%
Points1.000
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15-year Jumbo loans
15-year
6.38%
6.66%
▼
Rate6.38%
APR6.66%
Points0.920
UpdatedMar 29, 2026
Details
No additional details available.
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
30-year Fixed Rate Jumbo Purchase
30-year
6.62%
6.71%
▼
Rate6.62%
APR6.71%
Points0.250
UpdatedMar 28, 2026
Details
No additional details available.
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
15-year Fixed Rate Jumbo Cash-out Refinance
15-year
6.62%
6.72%
▼
Rate6.62%
APR6.72%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo loans 20-year
20-year
6.50%
6.72%
▼
Rate6.50%
APR6.72%
Points0.890
UpdatedMar 29, 2026
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Jumbo 30-Year Fixed
6.62%
6.72%
▼
Rate6.62%
APR6.72%
Points0.625
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo loans 30-year
30-year
6.62%
6.79%
▼
Rate6.62%
APR6.79%
Points0.840
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
30-year Jumbo loans
30-year
6.62%
6.80%
▼
Rate6.62%
APR6.80%
Points0.965
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
20-year Jumbo loans
20-year
6.62%
6.82%
▼
Rate6.62%
APR6.82%
Points0.640
UpdatedMar 29, 2026
Details
No additional details available.
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
30-year Fixed Rate Jumbo Cash-out Refinance
30-year
6.75%
6.82%
▼
Rate6.75%
APR6.82%
Points0.125
UpdatedMar 28, 2026
Details
No additional details available.
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
15-year Fixed Rate Jumbo Refinance
15-year
6.75%
6.85%
▼
Rate6.75%
APR6.85%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
30-year Fixed Rate Jumbo Refinance
30-year
6.88%
6.93%
▼
Rate6.88%
APR6.93%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
30-year Fixed - Jumbo
30
7.25%
7.38%
▼
Rate7.25%
APR7.38%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
15 Year FHA Loan
5.25%
6.02%
▼
Rate5.25%
APR6.02%
Points0.000
UpdatedMar 28, 2026
Details
As Low As
Rate6.12%
APR6.24%
Points0.500
UpdatedApr 6, 2026
Details
No additional details available.
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
30-Year FHA
5.62%
6.46%
▼
Rate5.62%
APR6.46%
Points1.000
UpdatedMar 24, 2026
Details
As Low As
Zions Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
30-Year Fixed FHA Loan
30
5.75%
6.55%
▼
Rate5.75%
APR6.55%
Points0.000
UpdatedMar 22, 2026
Details
Advertised APR assumes excellent credit. Your APR may be higher.
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
30 Year FHA Loan
5.88%
6.63%
▼
Rate5.88%
APR6.63%
Points0.000
UpdatedMar 28, 2026
Details
As Low As
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Federal Housing Administration (FHA) loans 30-year
30-year
6.12%
7.00%
▼
Rate6.12%
APR7.00%
Points0.716
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
30-year Federal Housing Administration (FHA) loans
30-year
6.12%
7.01%
▼
Rate6.12%
APR7.01%
Points0.841
UpdatedMar 29, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
VA 15-Year Fixed Purchase
5.38%
5.60%
▼
Rate5.38%
APR5.60%
Points0.250
UpdatedMar 29, 2026
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
VA 15-Year Fixed Refinance
5.38%
5.60%
▼
Rate5.38%
APR5.60%
Points0.250
UpdatedMar 29, 2026
Details
No additional details available.
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
15 Year VA Loan
5.25%
5.62%
▼
Rate5.25%
APR5.62%
Points0.000
UpdatedMar 28, 2026
Details
As Low As
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
30 Year VA Loan
5.88%
6.09%
▼
Rate5.88%
APR6.09%
Points0.000
UpdatedMar 28, 2026
Details
As Low As
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
30-year Fixed Rate VA Refinance
30-year
5.99%
6.10%
▼
Rate5.99%
APR6.10%
Points0.125
UpdatedMar 28, 2026
Details
No additional details available.
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
30-Year VA
5.75%
6.18%
▼
Rate5.75%
APR6.18%
Points1.250
UpdatedMar 24, 2026
Details
As Low As
Rate5.99%
APR6.24%
Points0.000
UpdatedMar 28, 2026
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
VA 30-Year Fixed Purchase
6.25%
6.38%
▼
Rate6.25%
APR6.38%
Points0.125
UpdatedMar 29, 2026
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
VA 30-Year Fixed Refinance
6.25%
6.38%
▼
Rate6.25%
APR6.38%
Points0.125
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Veterans Affairs (VA) loans 30-year
30-year
6.12%
6.51%
▼
Rate6.12%
APR6.51%
Points0.966
UpdatedMar 29, 2026
Details
No additional details available.
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
30-year Fixed Rate Cash-out VA Refinance
30-year
6.25%
6.53%
▼
Rate6.25%
APR6.53%
Points0.250
UpdatedMar 28, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
30-year Veterans Affairs (VA) loans
30-year
6.25%
6.62%
▼
Rate6.25%
APR6.62%
Points0.849
UpdatedMar 29, 2026
Details
No additional details available.
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The mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Mortgage Calculators
Roslyn, WA Mortgage Rate Trends
Compare local Roslyn, WA mortgage rate quotes against the statewide average
Daily mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
30-Year Fixed — WA Avg
6.634%
▲ 0.007 vs 7 days ago
Washington 30-year fixed rates rose 0.007 points over the past 7 days to 6.634%.
15-Year Fixed — WA Avg
6.343%
▲ 0.187 vs 7 days ago
Washington 15-year fixed rates rose 0.187 points over the past 7 days to 6.343%.
As of Apr 7, 2026 • Rate data sourced from 8,500+ monitored institutions
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Methodology & Data Sources
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Roslyn, Washington directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Roslyn, Washington. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.
Frequently Asked Questions about Mortgage Rates in Roslyn, Washington
How does my credit score affect my rate in Washington?
Your credit score is a major factor. Generally, borrowers in Roslyn, Washington with higher credit scores (760+) receive the lowest interest rates.
What is a 30-Year Fixed Mortgage?
A 30-year fixed-rate mortgage is a home loan where the interest rate remains the same for the entire 30-year term. It is the most popular type of mortgage in Washington because it offers lower monthly payments compared to shorter-term loans.
What are closing costs in Washington?
Closing costs are fees paid at the end of a real estate transaction, typically ranging from 2% to 5% of the loan amount. In Washington, these may include appraisal fees, title insurance, and recording fees.
Should I lock my mortgage rate?
If you are satisfied with the current rate and worried rates might rise before closing on your home in Roslyn, Washington, locking your rate is a good idea. It guarantees your rate for a specific period.
What is an Adjustable-Rate Mortgage (ARM)?
An ARM has an interest rate that can change over time. It usually starts with a lower fixed rate for a period (e.g., 5 years) before adjusting annually based on market indices.
What is a Jumbo Loan in Roslyn, Washington?
A Jumbo Loan exceeds the conforming loan limits set by the FHFA. In high-cost areas of Washington, these limits are higher. These loans typically require stronger credit and larger down payments.
Do I need 20% down to buy a house in Washington?
No. While 20% avoids Private Mortgage Insurance (PMI), many lenders in Roslyn, Washington offer loans with as little as 3% or 3.5% down (FHA). VA loans may require no down payment.
What is the difference between Interest Rate and APR?
The interest rate is the cost of borrowing the principal. The APR (Annual Percentage Rate) includes the interest rate plus other costs like points and fees, giving a truer cost of the loan.
How do I find the best lender in Roslyn, Washington?
Compare rates from multiple sources including local banks, credit unions, and online lenders using the tables on this page to find the best offer for your situation.
What are the best Mortgage rates in Roslyn, Washington?
- OlyFed Olympia Federal S&L: 4.25% (30-Year Fixed (Affordable Construction Program))
- HAPO Community Credit Union: 5.88% (30-Year Fixed)
- OnPoint Community Credit Union: 6.12% (30 year fixed rate)
- Washington State Employees Credit Union: 5.99% (30-Year Fixed Rate)
- Alaska Air Group Federal Credit Union: 5.62% (30 Year Fixed)
Mortgage Rates reflect actual verified offers from lenders actively lending to Washington borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: April 6, 2026
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