Mortgage Rates Bomoseen, Vermont (VT) for April 2026
Brian McKay
Brian McKay
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Current 30-year fixed mortgage rates in Bomoseen, Vermont include Union Bank Morrisville, VTUnion Bank Morrisville, VTA+5.0 ★Texas Ratio: 3.26% at 5.75%, Peoples Trust Co. of St. AlbansPeoples Trust Co. of St. AlbansA+5.0 ★Texas Ratio: 3.62% at 5.88%, TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% at 6.12%, Vermont Federal Credit UnionVermont Federal Credit UnionA+5.0 ★Texas Ratio: 3.42% at 6.00%, and Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% at 6.50%. Mortgage rates as of April 6, 2026 according to verified data from MonitorBankRates.
Bomoseen borrowers have access to 8 lenders serving the Vermont area, with mortgage rates as low as 5.75% from Union Bank Morrisville, VT. Use the tabs below to compare available loan types. Rates are continually updated — we recommend checking back frequently.
Mortgage Rates reflect actual verified offers from lenders actively lending to Vermont borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: April 6, 2026
Compare Mortgage Rates Today in Bomoseen, Vermont & the Surrounding Area
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Rates shown include 0.125% autopay and paperless discount.
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Loans $832,751 - $1,249,125
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Rates shown include 0.125% autopay and paperless discount.
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5% Down - Margin 3.00
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Land Loan - Margin 4.50
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Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Mortgage Calculators
Bomoseen, VT Mortgage Rate Trends
Compare local Bomoseen, VT mortgage rate quotes against the statewide average
Daily mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Vermont 30-year fixed rates fell 0.098 points over the past 7 days to 6.284%.
Vermont 15-year fixed rates rose 0.199 points over the past 7 days to 6.206%.
Methodology & Data Sources
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Bomoseen, Vermont directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Bomoseen, Vermont. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in VT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.
Frequently Asked Questions about Mortgage Rates in Bomoseen, Vermont
How does my credit score affect my rate in Vermont?
What is a 30-Year Fixed Mortgage?
What are closing costs in Vermont?
Should I lock my mortgage rate?
What is an Adjustable-Rate Mortgage (ARM)?
What is a Jumbo Loan in Bomoseen, Vermont?
Do I need 20% down to buy a house in Vermont?
What is the difference between Interest Rate and APR?
How do I find the best lender in Bomoseen, Vermont?
What are the best Mortgage rates in Bomoseen, Vermont?
- Union Bank Morrisville, VT: 5.75% (30 Year Fixed Rate MOVE Conventional)
- Peoples Trust Co. of St. Albans: 5.88% (30 Year Fixed Rate)
- TrustCo Bank: 6.12% (30 Year Mortgages)
- Vermont Federal Credit Union: 6.00% (30 Year Fixed Rate)
- Citizens Bank: 6.50% (30-Year Fixed Rate)
