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Oklahoma Rate Trends

Mortgage Rates Tyrone, Oklahoma (OK) for March 2026

Current 30-year fixed mortgage rates in Tyrone, Oklahoma as of March 21, 2026 are as follows, according to verified data from MonitorBankRates: The Focus Federal Credit UnionThe Focus Federal Credit Union1097 NW 32nd Street, Chickasha, OK, 73018 6011A+5.0 ★Texas Ratio: 2.71% at 5.88%, Red River Federal Credit UnionRed River Federal Credit Union1005 E Broadway St, Altus, OK, 73505A5.0 ★Texas Ratio: 8.10% at 6.00%, Intrust BankIntrust Bank100 S Broadway St, Edmond, OK, 73013A+5.0 ★Texas Ratio: 2.46% at 6.00%, and Truity Federal Credit UnionTruity Federal Credit Union2612 SE Washington Blvd, Bartlesville, OK, 74003 6622A5.0 ★Texas Ratio: 7.04% at 6.38%.

Mortgage rates in Tyrone, Oklahoma (OK) are continually updated to reflect market conditions. Whether you are purchasing a home or refinancing, comparing current loan options across top-rated local lenders and national banks is critical. We empower borrowers with transparent financial health metrics — including A-F Safety Grades, verified Star Ratings, and Texas Ratios — so you can confidently choose a stable, highly-rated institution.

Mortgage Rates reflect actual verified offers from lenders actively lending to Oklahoma borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 21, 2026

Tyrone, OK Mortgage Rate Trends

Compare local Tyrone, OK mortgage rate quotes against the statewide average

Weekly mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oklahoma Trends →
30-Year Fixed — OK Avg
6.244%
▲ 0.159 from last week

For buyers in Tyrone, OK, the broader Oklahoma 30-year fixed average mortgage rate rose 0.159 points this week to 6.244%, according to MonitorBankRates trend data.

15-Year Fixed — OK Avg
6.039%
▼ 1.732 from last week

For buyers in Tyrone, OK, the broader Oklahoma 15-year fixed average mortgage rate fell 1.732 points this week to 6.039%, according to MonitorBankRates trend data.

As of Mar 21, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare Mortgage Rates Today in Tyrone, Oklahoma & the Surrounding Area

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
1097 NW 32nd Street, Chickasha, OK, 73018 6011
30 Year Fixed Mortgage
5.88%
5.98%
Rate5.88%
APR5.98%
Points0.000
UpdatedMar 20, 2026
Details

As Low As

Red River Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.10%
1005 E Broadway St, Altus, OK, 73505
30 year FIXED RATE
6.00%
6.00%
Rate6.00%
APR6.00%
Points0.000
UpdatedMar 21, 2026
Details

No additional details available.

Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
100 S Broadway St, Edmond, OK, 73013
30-Year Fixed
6.00%
6.20%
Rate6.00%
APR6.20%
Points0.000
UpdatedMar 20, 2026
Details

No additional details available.

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74003 6622
Conventional 30 Year Fixed Rate
6.38%
6.47%
Rate6.38%
APR6.47%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
100 S Broadway St, Edmond, OK, 73013
15-Year Fixed
5.50%
5.49%
Rate5.50%
APR5.49%
Points0.000
UpdatedMar 20, 2026
Details

No additional details available.

The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
1097 NW 32nd Street, Chickasha, OK, 73018 6011
15 Year Fixed Mortgage
5.50%
5.68%
Rate5.50%
APR5.68%
Points0.000
UpdatedMar 20, 2026
Details

As Low As

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74003 6622
Conventional 15 Year Fixed Rate
5.62%
5.77%
Rate5.62%
APR5.77%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2705 NW EXPRESSWAY, Midwest City, OK, 73112 7047
ARM (Adjustable Rate Mortgage)
15 Year; 5/1
4.50%
5.44%
Rate4.50%
APR5.44%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
15100 N May Ave, Edmond, OK, 73013 8803
5/1 ARM
5.50%
5.64%
Rate5.50%
APR5.64%
Points0.000
UpdatedMar 20, 2026
Details

As Low As

USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2705 NW EXPRESSWAY, Midwest City, OK, 73112 7047
ARM (Adjustable Rate Mortgage) Cash-out
15 Year; 5/1
5.12%
5.73%
Rate5.12%
APR5.73%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2705 NW EXPRESSWAY, Midwest City, OK, 73112 7047
ARM (Adjustable Rate Mortgage) Cash-out
30 Year; 5/1
5.50%
6.00%
Rate5.50%
APR6.00%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2705 NW EXPRESSWAY, Midwest City, OK, 73112 7047
ARM (Adjustable Rate Mortgage)
30 Year; 5/1
5.00%
6.04%
Rate5.00%
APR6.04%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
15100 N May Ave, Edmond, OK, 73013 8803
15/15 ARM
6.25%
6.32%
Rate6.25%
APR6.32%
Points0.000
UpdatedMar 20, 2026
Details

As Low As

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
3416 S Bryant Ave Ste 130, Edmond, OK, 73013 6176
15 Yr Fixed Jumbo
5.88%
6.06%
Rate5.88%
APR6.06%
Points0.730
UpdatedMar 17, 2026
Details

No additional details available.

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
3416 S Bryant Ave Ste 130, Edmond, OK, 73013 6176
30 Yr Fixed Jumbo
6.00%
6.12%
Rate6.00%
APR6.12%
Points0.790
UpdatedMar 17, 2026
Details

No additional details available.

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
2201 N Elm Pl, Broken Arrow, OK, 74011
Jumbo Loan
30-year
6.88%
6.88%
Rate6.88%
APR6.88%
Points0.000
UpdatedMar 17, 2026
Details

$770,000 loan amount, fixed rate of 6.875% as of 8.6.2024, monthly principal and interest payment of $5,058.35, credit and collateral restrictions may apply, terms and rate subject to change. Other Jumbo mortgage products available, contact any mortgage officer for details.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2705 NW EXPRESSWAY, Midwest City, OK, 73112 7047
FHA
15 Year Fixed
5.12%
5.96%
Rate5.12%
APR5.96%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
15100 N May Ave, Edmond, OK, 73013 8803
FHA 15 Year
5.88%
6.49%
Rate5.88%
APR6.49%
Points0.000
UpdatedMar 20, 2026
Details

As Low As

USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2705 NW EXPRESSWAY, Midwest City, OK, 73112 7047
FHA
30 Year Fixed
5.88%
6.69%
Rate5.88%
APR6.69%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
15100 N May Ave, Edmond, OK, 73013 8803
FHA 30 Year
6.12%
6.77%
Rate6.12%
APR6.77%
Points0.000
UpdatedMar 20, 2026
Details

As Low As

AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
2201 N Elm Pl, Broken Arrow, OK, 74011
FHA Loan
30-year
6.50%
7.00%
Rate6.50%
APR7.00%
Points0.000
UpdatedMar 17, 2026
Details

$100,000 loan amount, fixed rate of 6.50%, as of 8.6.2024, monthly principal and interest payment of $632.07, credit and collateral restrictions may apply, term and rate subject to change.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
100 S Broadway St, Edmond, OK, 73013
VA 30-Year Fixed
5.62%
5.83%
Rate5.62%
APR5.83%
Points0.000
UpdatedMar 20, 2026
Details

No additional details available.

Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
15100 N May Ave, Edmond, OK, 73013 8803
VA 15 Year
5.88%
6.27%
Rate5.88%
APR6.27%
Points0.000
UpdatedMar 20, 2026
Details

As Low As

Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
15100 N May Ave, Edmond, OK, 73013 8803
VA 30 Year
6.12%
6.37%
Rate6.12%
APR6.37%
Points0.000
UpdatedMar 20, 2026
Details

As Low As

The mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment.

Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Tyrone, Oklahoma directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Tyrone, Oklahoma. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in OK.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.

Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.

Frequently Asked Questions about Mortgage Rates in Tyrone, Oklahoma

How does my credit score affect my rate in Oklahoma?

Your credit score is a major factor. Generally, borrowers in Tyrone, Oklahoma with higher credit scores (760+) receive the lowest interest rates.

What is a 30-Year Fixed Mortgage?

A 30-year fixed-rate mortgage is a home loan where the interest rate remains the same for the entire 30-year term. It is the most popular type of mortgage in Oklahoma because it offers lower monthly payments compared to shorter-term loans.

What are closing costs in Oklahoma?

Closing costs are fees paid at the end of a real estate transaction, typically ranging from 2% to 5% of the loan amount. In Oklahoma, these may include appraisal fees, title insurance, and recording fees.

Should I lock my mortgage rate?

If you are satisfied with the current rate and worried rates might rise before closing on your home in Tyrone, Oklahoma, locking your rate is a good idea. It guarantees your rate for a specific period.

What is an Adjustable-Rate Mortgage (ARM)?

An ARM has an interest rate that can change over time. It usually starts with a lower fixed rate for a period (e.g., 5 years) before adjusting annually based on market indices.

What is a Jumbo Loan in Tyrone, Oklahoma?

A Jumbo Loan exceeds the conforming loan limits set by the FHFA. In high-cost areas of Oklahoma, these limits are higher. These loans typically require stronger credit and larger down payments.

Do I need 20% down to buy a house in Oklahoma?

No. While 20% avoids Private Mortgage Insurance (PMI), many lenders in Tyrone, Oklahoma offer loans with as little as 3% or 3.5% down (FHA). VA loans may require no down payment.

What is the difference between Interest Rate and APR?

The interest rate is the cost of borrowing the principal. The APR (Annual Percentage Rate) includes the interest rate plus other costs like points and fees, giving a truer cost of the loan.

How do I find the best lender in Tyrone, Oklahoma?

Compare rates from multiple sources including local banks, credit unions, and online lenders using the tables on this page to find the best offer for your situation.

What are the best Mortgage rates in Tyrone, Oklahoma?

  • The Focus Federal Credit Union: 5.88% (30 Year Fixed Mortgage)
  • Red River Federal Credit Union: 6.00% (30 year FIXED RATE)
  • Intrust Bank: 6.00% (30-Year Fixed)
  • Truity Federal Credit Union: 6.38% (Conventional 30 Year Fixed Rate)
Mortgage Rates reflect actual verified offers from lenders actively lending to Oklahoma borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 21, 2026