Mortgage Rates Duncan, Mississippi (MS) for April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current 30-year fixed mortgage rates in Duncan, Mississippi include Baxter Credit UnionBaxter Credit Union911 N Davis Ave, Cleveland, MS, 38732 2106A5.0 ★Texas Ratio: 7.73% at 6.38%, Chevron Federal Credit UnionChevron Federal Credit Union250 Industrial Rd, Pascagoula, MS, 39581A+5.0 ★Texas Ratio: 2.35% at 6.38%, TruistTruist1965 Goodman Rd E, Olive Branch, MS, 38654A+5.0 ★Texas Ratio: 3.63% at 6.49%, and Fort Financial Federal Credit UnionFort Financial Federal Credit Union1808 S Fulton Dr, Corinth, MS, 38834 9043A+5.0 ★Texas Ratio: 3.12% at 6.62%. Mortgage rates as of March 29, 2026 according to verified data from MonitorBankRates.
Mortgage rates in Duncan, Mississippi (MS) are continually updated to reflect market conditions. Whether you are purchasing a home or refinancing, comparing current loan options across top-rated local lenders and national banks is critical. We empower borrowers with transparent financial health metrics — including A-F Safety Grades, verified Star Ratings, and Texas Ratios — so you can confidently choose a stable, highly-rated institution.
Mortgage Rates reflect actual verified offers from lenders actively lending to Mississippi borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 29, 2026
Compare Mortgage Rates Today in Duncan, Mississippi & the Surrounding Area
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Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Mortgage Calculators
Methodology & Data Sources
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Duncan, Mississippi directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Duncan, Mississippi. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in MS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.
Frequently Asked Questions about Mortgage Rates in Duncan, Mississippi
How does my credit score affect my rate in Mississippi?
What is a 30-Year Fixed Mortgage?
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Should I lock my mortgage rate?
What is an Adjustable-Rate Mortgage (ARM)?
What is a Jumbo Loan in Duncan, Mississippi?
Do I need 20% down to buy a house in Mississippi?
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What are the best Mortgage rates in Duncan, Mississippi?
- Baxter Credit Union: 6.38% (30-Year Fixed Mortgage)
- Chevron Federal Credit Union: 6.38% (30-Year Fixed)
- Truist: 6.49% (30-Year Fixed)
- Fort Financial Federal Credit Union: 6.62% (30-Year Fixed)
