Mortgage Lenders and Brokers in Koloa, Hawaii
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Koloa, Hawaii mortgage lenders include First Hawaiian BankFirst Hawaiian Bank3506 Waikomo Road, Koloa, HI 96756A+5.0 ★Texas Ratio: 1.55%, Bank of HawaiiBank of Hawaii98 1059 Moanalua Rd, Aiea, HI 96701A+5.0 ★Texas Ratio: 1.37%, Sunflower Bank, N.A.Sunflower Bank, N.A.A5.0 ★Texas Ratio: 10.77%, United Wholesale Mortgage, Rocket Mortgage, US Bank, N.A.US Bank, N.A.A+5.0 ★Texas Ratio: 2.85%, HomeXpress Mortgage Corp., Cmg Mortgage Inc, Wells Fargo Bank NAWells Fargo Bank NAA+5.0 ★Texas Ratio: 5.36%, and Nationstar Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Koloa, Hawaii in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Koloa are listed first, then lenders elsewhere in Hawaii, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Koloa, Hawaii
Market share is the lender's share of all home loans closed in Koloa, Hawaii. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Koloa 3506 Waikomo Road, Koloa, HI 96756 A+5.0 ★Texas Ratio: 1.55% |
Conventional, Jumbo, HELOC | 3 +14 HELOCs |
8.8% | 75% | $805,000 | View |
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98 1059 Moanalua Rd, Aiea, HI 96701 A+5.0 ★Texas Ratio: 1.37% |
Conventional, HELOC | 4 +2 HELOCs |
11.8% | 80% | $1,015,000 | View |
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A5.0 ★Texas Ratio: 10.77% |
Conventional, Jumbo | 1 | 2.9% | 100% | $2,815,000 | View |
United Wholesale Mortgage
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Conventional | 4 | 11.8% | 80% | $880,000 | |
Rocket Mortgage
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Conventional | 3 | 8.8% | 50% | $705,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 2 | 5.9% | 66.7% | $2,005,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 2 | 5.9% | 100% | $655,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 5.9% | 100% | $950,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 5.9% | 100% | $1,965,000 | View |
Nationstar Mortgage
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Conventional | 2 | 5.9% | 100% | $85,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 2.9% | 100% | $785,000 | |
Sage Home Loans Corporation
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Conventional, Jumbo | 1 | 2.9% | 100% | $2,245,000 | |
Guild Mortgage Company
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Conventional | 1 | 2.9% | 100% | $495,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 2.9% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 3.47% |
Conventional, Jumbo | 1 | 2.9% | 100% | $1,395,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 2.9% | 100% | $1,805,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 2.9% | 100% | $605,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 2.9% | 100% | $525,000 | View |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 2.9% | 100% | $2,725,000 |
Koloa Mortgage Rate Trends
Daily average mortgage rates for Hawaii compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Koloa, Hawaii
Looking for mortgage lenders near me or mortgage brokers near me in Koloa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Koloa in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Koloa, HI
Use these to narrow the list above. Each category shows how many Koloa, HI lenders fit and what that kind of lender is usually best for.
Who Lends in Koloa, HI
Independent mortgage companies closed 52.9 percent of home loans in Koloa, Hawaii in 2025, banks 47.1 percent and credit unions 0 percent. United Wholesale Mortgage was the largest mortgage company, First Hawaiian Bank the largest bank. Among lenders headquartered in Hawaii, First Hawaiian Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Hawaii. State conveyance tax paid by the seller on a sliding scale from $0.10 per $100 (under $600,000) up to $1.00 per $100 (over $10 million) for buyers who will claim a homeowner exemption, and $0.15 to $1.25 per $100 for other buyers; no mortgage recording tax. A 2026 bill to move to marginal rates (SB 3028) died in conference.
More Hawaii Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Koloa, HI
By home loans closed in 2025, First Hawaiian Bank was the largest mortgage lender in Koloa, Hawaii with 3 loans, about 8.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 0 credit unions closed home loans in Koloa, Hawaii in 2025, alongside 10 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Koloa, Hawaii during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Koloa, Hawaii for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Koloa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
