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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Pungoteague, VA Housing Affordability Index

Pungoteague, Virginia has an MBR Housing Affordability Index score of 352.7 (Highly Affordable) as of October 30, 2026, ranking 2nd most affordable of 344 scored Virginia cities, compared with 94.8 statewide and 97.4 nationally. On a median-priced $143,600 home with 20% down, the Virginia average 30-year fixed rate of 7.33% means a monthly principal and interest payment of about $790, or 6% of the city’s $157,805 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Pungoteague is updated every night from live Virginia mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Pungoteague MBR-HAI 352.7 Highly Affordable
Rank in Virginia 2 of 344 1 = most affordable
Virginia 94.8 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.33% Virginia lenders
Median home value $143,600 U.S. Census Bureau

Pungoteague is 257.9 points above the Virginia score. Scores as of October 30, 2026. See the Virginia index

View Pungoteague Mortgage Rates

What It Takes to Buy in Pungoteague

$790/mo
Principal & Interest
Median home, 20% down, 7.33%
$33,900
Income Needed
To keep the payment at 28% of income
$157,805
Median Household Income
Virginia: $93,170
0.9x
Price-to-Income Ratio
Virginia: 4.1x
$274/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,430/yr
Median Property Tax
Virginia figure
25.0%
Owner Cost Burden
Owners spending 30%+ of income on housing
54.5%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Pungoteague, Virginia. The rate is the Virginia average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Pungoteague Ranks in Virginia

Cities with similar scores
#1Breaks612.0
#2Pungoteague352.7
#3Sugar Grove286.8 #4Eggleston284.9 #5Pocahontas259.6
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Cite the Pungoteague Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Pungoteague, Virginia score: 352.7 (Highly Affordable), ranked 2 of 344 Virginia cities. monitorbankrates.com/housing-affordability-index/virginia/pungoteague”