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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Flint Hill, VA Housing Affordability Index

Flint Hill, Virginia has an MBR Housing Affordability Index score of 52.3 (Significantly Less Affordable) as of October 30, 2026, ranking 344th most affordable of 344 scored Virginia cities, compared with 94.8 statewide and 97.4 nationally. On a median-priced $837,500 home with 20% down, the Virginia average 30-year fixed rate of 7.33% means a monthly principal and interest payment of about $4,608, or 85% of the city’s $64,922 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Flint Hill is updated every night from live Virginia mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Flint Hill MBR-HAI 52.3 Significantly Less Affordable
Rank in Virginia 344 of 344 1 = most affordable
Virginia 94.8 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.33% Virginia lenders
Median home value $837,500 U.S. Census Bureau

Flint Hill is 42.5 points below the Virginia score. Scores as of October 30, 2026. See the Virginia index

View Flint Hill Mortgage Rates

What It Takes to Buy in Flint Hill

$4,608/mo
Principal & Interest
Median home, 20% down, 7.33%
$197,500
Income Needed
To keep the payment at 28% of income
$64,922
Median Household Income
Virginia: $93,170
12.9x
Price-to-Income Ratio
Virginia: 4.1x
$4,050/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$4,269/yr
Median Property Tax
0.51% of median value
34.2%
Owner Cost Burden
Owners spending 30%+ of income on housing
59.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Flint Hill, Virginia. The rate is the Virginia average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Flint Hill Ranks in Virginia

Cities with similar scores
#341Middleburg68.4 #342Washington68.1 #343Hillsboro67.1
#344Flint Hill52.3
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Cite the Flint Hill Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Flint Hill, Virginia score: 52.3 (Significantly Less Affordable), ranked 344 of 344 Virginia cities. monitorbankrates.com/housing-affordability-index/virginia/flint-hill”