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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

North Pownal, VT Housing Affordability Index

North Pownal, Vermont has an MBR Housing Affordability Index score of 118.3 (More Affordable Than Average) as of October 30, 2026, ranking 27th most affordable of 133 scored Vermont cities, compared with 89.8 statewide and 97.4 nationally. On a median-priced $205,000 home with 20% down, the Vermont average 30-year fixed rate of 7.28% means a monthly principal and interest payment of about $1,122, or 16% of the city’s $83,917 median household income.

The MBR Housing Affordability Index (MBR-HAI) for North Pownal is updated every night from live Vermont mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

North Pownal MBR-HAI 118.3 More Affordable Than Average
Rank in Vermont 27 of 133 1 = most affordable
Vermont 89.8 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.28% Vermont lenders
Median home value $205,000 U.S. Census Bureau

North Pownal is 28.5 points above the Vermont score. Scores as of October 30, 2026. See the Vermont index

View North Pownal Mortgage Rates

What It Takes to Buy in North Pownal

$1,122/mo
Principal & Interest
Median home, 20% down, 7.28%
$48,100
Income Needed
To keep the payment at 28% of income
$83,917
Median Household Income
Vermont: $81,203
2.4x
Price-to-Income Ratio
Vermont: 3.9x
$1,097/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$5,007/yr
Median Property Tax
Vermont figure
28.5%
Owner Cost Burden
Owners spending 30%+ of income on housing
100.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for North Pownal, Vermont. The rate is the Vermont average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the North Pownal Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. North Pownal, Vermont score: 118.3 (More Affordable Than Average), ranked 27 of 133 Vermont cities. monitorbankrates.com/housing-affordability-index/vermont/north-pownal”