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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Fairlee, VT Housing Affordability Index

Fairlee, Vermont has an MBR Housing Affordability Index score of 46.6 (Least Affordable) as of October 30, 2026, ranking 133rd most affordable of 133 scored Vermont cities, compared with 89.8 statewide and 97.4 nationally. On a median-priced $277,500 home with 20% down, the Vermont average 30-year fixed rate of 7.28% means a monthly principal and interest payment of about $1,519, or 86% of the city’s $21,071 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Fairlee is updated every night from live Vermont mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Fairlee MBR-HAI 46.6 Least Affordable
Rank in Vermont 133 of 133 1 = most affordable
Vermont 89.8 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.28% Vermont lenders
Median home value $277,500 U.S. Census Bureau

Fairlee is 43.1 points below the Vermont score. Scores as of October 30, 2026. See the Vermont index

View Fairlee Mortgage Rates

What It Takes to Buy in Fairlee

$1,519/mo
Principal & Interest
Median home, 20% down, 7.28%
$65,100
Income Needed
To keep the payment at 28% of income
$21,071
Median Household Income
Vermont: $81,203
13.2x
Price-to-Income Ratio
Vermont: 3.9x
$879/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$5,007/yr
Median Property Tax
Vermont figure
40.0%
Owner Cost Burden
Owners spending 30%+ of income on housing
100.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Fairlee, Vermont. The rate is the Vermont average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Fairlee Ranks in Vermont

Cities with similar scores
#130Manchester61.8 #131Hinesburg60.6 #132Waitsfield49.2
#133Fairlee46.6
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Cite the Fairlee Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Fairlee, Vermont score: 46.6 (Least Affordable), ranked 133 of 133 Vermont cities. monitorbankrates.com/housing-affordability-index/vermont/fairlee”