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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Brandon, VT Housing Affordability Index

Brandon, Vermont has an MBR Housing Affordability Index score of 88.9 (Moderately Less Affordable) as of October 30, 2026, ranking 85th most affordable of 133 scored Vermont cities, compared with 89.8 statewide and 97.4 nationally. On a median-priced $237,500 home with 20% down, the Vermont average 30-year fixed rate of 7.28% means a monthly principal and interest payment of about $1,300, or 26% of the city’s $59,087 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Brandon is updated every night from live Vermont mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Brandon MBR-HAI 88.9 Moderately Less Affordable
Rank in Vermont 85 of 133 1 = most affordable
Vermont 89.8 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.28% Vermont lenders
Median home value $237,500 U.S. Census Bureau

Brandon is 0.8 points below the Vermont score. Scores as of October 30, 2026. See the Vermont index

View Brandon Mortgage Rates

What It Takes to Buy in Brandon

$1,300/mo
Principal & Interest
Median home, 20% down, 7.28%
$55,700
Income Needed
To keep the payment at 28% of income
$59,087
Median Household Income
Vermont: $81,203
4.0x
Price-to-Income Ratio
Vermont: 3.9x
$1,275/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,765/yr
Median Property Tax
1.59% of median value
52.2%
Owner Cost Burden
Owners spending 30%+ of income on housing
28.6%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Brandon, Vermont. The rate is the Vermont average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Brandon Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Brandon, Vermont score: 88.9 (Moderately Less Affordable), ranked 85 of 133 Vermont cities. monitorbankrates.com/housing-affordability-index/vermont/brandon”