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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Benson, VT Housing Affordability Index

Benson, Vermont has an MBR Housing Affordability Index score of 69.9 (Significantly Less Affordable) as of October 30, 2026, ranking 119th most affordable of 133 scored Vermont cities, compared with 89.8 statewide and 97.4 nationally. On a median-priced $228,100 home with 20% down, the Vermont average 30-year fixed rate of 7.28% means a monthly principal and interest payment of about $1,248, or 42% of the city’s $35,917 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Benson is updated every night from live Vermont mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Benson MBR-HAI 69.9 Significantly Less Affordable
Rank in Vermont 119 of 133 1 = most affordable
Vermont 89.8 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.28% Vermont lenders
Median home value $228,100 U.S. Census Bureau

Benson is 19.8 points below the Vermont score. Scores as of October 30, 2026. See the Vermont index

View Benson Mortgage Rates

What It Takes to Buy in Benson

$1,248/mo
Principal & Interest
Median home, 20% down, 7.28%
$53,500
Income Needed
To keep the payment at 28% of income
$35,917
Median Household Income
Vermont: $81,203
6.4x
Price-to-Income Ratio
Vermont: 3.9x
$738/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,864/yr
Median Property Tax
1.26% of median value
55.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
79.4%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Benson, Vermont. The rate is the Vermont average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Benson Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Benson, Vermont score: 69.9 (Significantly Less Affordable), ranked 119 of 133 Vermont cities. monitorbankrates.com/housing-affordability-index/vermont/benson”