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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

West Haven, UT Housing Affordability Index

West Haven, Utah has an MBR Housing Affordability Index score of 85.4 (Moderately Less Affordable) as of October 30, 2026, ranking 218th most affordable of 253 scored Utah cities, compared with 90.8 statewide and 97.4 nationally. On a median-priced $564,300 home with 20% down, the Utah average 30-year fixed rate of 7.16% means a monthly principal and interest payment of about $3,053, or 36% of the city’s $101,012 median household income.

The MBR Housing Affordability Index (MBR-HAI) for West Haven is updated every night from live Utah mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

West Haven MBR-HAI 85.4 Moderately Less Affordable
Rank in Utah 218 of 253 1 = most affordable
Utah 90.8 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.16% Utah lenders
Median home value $564,300 U.S. Census Bureau

West Haven is 5.4 points below the Utah score. Scores as of October 30, 2026. See the Utah index

View West Haven Mortgage Rates

What It Takes to Buy in West Haven

$3,053/mo
Principal & Interest
Median home, 20% down, 7.16%
$130,800
Income Needed
To keep the payment at 28% of income
$101,012
Median Household Income
Utah: $95,166
5.6x
Price-to-Income Ratio
Utah: 5.1x
$1,868/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,872/yr
Median Property Tax
0.51% of median value
24.2%
Owner Cost Burden
Owners spending 30%+ of income on housing
32.8%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for West Haven, Utah. The rate is the Utah average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the West Haven Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. West Haven, Utah score: 85.4 (Moderately Less Affordable), ranked 218 of 253 Utah cities. monitorbankrates.com/housing-affordability-index/utah/west-haven”