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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Ferron, UT Housing Affordability Index

Ferron, Utah has an MBR Housing Affordability Index score of 198.0 (Highly Affordable) as of October 30, 2026, ranking 4th most affordable of 253 scored Utah cities, compared with 90.8 statewide and 97.4 nationally. On a median-priced $216,000 home with 20% down, the Utah average 30-year fixed rate of 7.16% means a monthly principal and interest payment of about $1,169, or 20% of the city’s $70,947 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Ferron is updated every night from live Utah mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Ferron MBR-HAI 198.0 Highly Affordable
Rank in Utah 4 of 253 1 = most affordable
Utah 90.8 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.16% Utah lenders
Median home value $216,000 U.S. Census Bureau

Ferron is 107.2 points above the Utah score. Scores as of October 30, 2026. See the Utah index

View Ferron Mortgage Rates

What It Takes to Buy in Ferron

$1,169/mo
Principal & Interest
Median home, 20% down, 7.16%
$50,100
Income Needed
To keep the payment at 28% of income
$70,947
Median Household Income
Utah: $95,166
3.0x
Price-to-Income Ratio
Utah: 5.1x
$781/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,455/yr
Median Property Tax
0.67% of median value
1.8%
Owner Cost Burden
Owners spending 30%+ of income on housing
54.7%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Ferron, Utah. The rate is the Utah average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Ferron Ranks in Utah

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Cite the Ferron Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Ferron, Utah score: 198.0 (Highly Affordable), ranked 4 of 253 Utah cities. monitorbankrates.com/housing-affordability-index/utah/ferron”