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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Rush Valley, UT Housing Affordability Index

Rush Valley, Utah has an MBR Housing Affordability Index score of 122.1 (Highly Affordable) as of October 30, 2026, ranking 50th most affordable of 253 scored Utah cities, compared with 90.8 statewide and 97.4 nationally. On a median-priced $365,100 home with 20% down, the Utah average 30-year fixed rate of 7.16% means a monthly principal and interest payment of about $1,975, or 27% of the city’s $87,188 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Rush Valley is updated every night from live Utah mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Rush Valley MBR-HAI 122.1 Highly Affordable
Rank in Utah 50 of 253 1 = most affordable
Utah 90.8 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.16% Utah lenders
Median home value $365,100 U.S. Census Bureau

Rush Valley is 31.4 points above the Utah score. Scores as of October 30, 2026. See the Utah index

View Rush Valley Mortgage Rates

What It Takes to Buy in Rush Valley

$1,975/mo
Principal & Interest
Median home, 20% down, 7.16%
$84,700
Income Needed
To keep the payment at 28% of income
$87,188
Median Household Income
Utah: $95,166
4.2x
Price-to-Income Ratio
Utah: 5.1x
$789/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,875/yr
Median Property Tax
0.51% of median value
19.0%
Owner Cost Burden
Owners spending 30%+ of income on housing
15.8%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Rush Valley, Utah. The rate is the Utah average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Rush Valley Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Rush Valley, Utah score: 122.1 (Highly Affordable), ranked 50 of 253 Utah cities. monitorbankrates.com/housing-affordability-index/utah/rush-valley”