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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Midway, UT Housing Affordability Index

Midway, Utah has an MBR Housing Affordability Index score of 86.4 (Moderately Less Affordable) as of October 30, 2026, ranking 213th most affordable of 253 scored Utah cities, compared with 90.8 statewide and 97.4 nationally. On a median-priced $892,800 home with 20% down, the Utah average 30-year fixed rate of 7.16% means a monthly principal and interest payment of about $4,830, or 37% of the city’s $157,065 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Midway is updated every night from live Utah mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Midway MBR-HAI 86.4 Moderately Less Affordable
Rank in Utah 213 of 253 1 = most affordable
Utah 90.8 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.16% Utah lenders
Median home value $892,800 U.S. Census Bureau

Midway is 4.3 points below the Utah score. Scores as of October 30, 2026. See the Utah index

View Midway Mortgage Rates

What It Takes to Buy in Midway

$4,830/mo
Principal & Interest
Median home, 20% down, 7.16%
$207,000
Income Needed
To keep the payment at 28% of income
$157,065
Median Household Income
Utah: $95,166
5.7x
Price-to-Income Ratio
Utah: 5.1x
$2,222/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$4,525/yr
Median Property Tax
0.51% of median value
27.0%
Owner Cost Burden
Owners spending 30%+ of income on housing
25.2%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Midway, Utah. The rate is the Utah average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Midway Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Midway, Utah score: 86.4 (Moderately Less Affordable), ranked 213 of 253 Utah cities. monitorbankrates.com/housing-affordability-index/utah/midway”