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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Fort Duchesne, UT Housing Affordability Index

Fort Duchesne, Utah has an MBR Housing Affordability Index score of 111.8 (More Affordable Than Average) as of October 30, 2026, ranking 76th most affordable of 253 scored Utah cities, compared with 90.8 statewide and 97.4 nationally. On a median-priced $200,000 home with 20% down, the Utah average 30-year fixed rate of 7.16% means a monthly principal and interest payment of about $1,082, or 30% of the city’s $42,596 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Fort Duchesne is updated every night from live Utah mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Fort Duchesne MBR-HAI 111.8 More Affordable Than Average
Rank in Utah 76 of 253 1 = most affordable
Utah 90.8 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.16% Utah lenders
Median home value $200,000 U.S. Census Bureau

Fort Duchesne is 21.0 points above the Utah score. Scores as of October 30, 2026. See the Utah index

View Fort Duchesne Mortgage Rates

What It Takes to Buy in Fort Duchesne

$1,082/mo
Principal & Interest
Median home, 20% down, 7.16%
$46,400
Income Needed
To keep the payment at 28% of income
$42,596
Median Household Income
Utah: $95,166
4.7x
Price-to-Income Ratio
Utah: 5.1x
$304/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,047/yr
Median Property Tax
Utah figure
25.1%
Owner Cost Burden
Owners spending 30%+ of income on housing
38.6%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Fort Duchesne, Utah. The rate is the Utah average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Fort Duchesne Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Fort Duchesne, Utah score: 111.8 (More Affordable Than Average), ranked 76 of 253 Utah cities. monitorbankrates.com/housing-affordability-index/utah/fort-duchesne”