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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Taylor Lake Village, TX Housing Affordability Index

Taylor Lake Village, Texas has an MBR Housing Affordability Index score of 132.4 (Highly Affordable) as of October 30, 2026, ranking 508th most affordable of 1,229 scored Texas cities, compared with 99.2 statewide and 97.4 nationally. On a median-priced $388,900 home with 20% down, the Texas average 30-year fixed rate of 7.29% means a monthly principal and interest payment of about $2,132, or 15% of the city’s $165,875 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Taylor Lake Village is updated every night from live Texas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Taylor Lake Village MBR-HAI 132.4 Highly Affordable
Rank in Texas 508 of 1,229 1 = most affordable
Texas 99.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.29% Texas lenders
Median home value $388,900 U.S. Census Bureau

Taylor Lake Village is 33.2 points above the Texas score. Scores as of October 30, 2026. See the Texas index

View Taylor Lake Village Mortgage Rates

What It Takes to Buy in Taylor Lake Village

$2,132/mo
Principal & Interest
Median home, 20% down, 7.29%
$91,400
Income Needed
To keep the payment at 28% of income
$165,875
Median Household Income
Texas: $78,476
2.3x
Price-to-Income Ratio
Texas: 3.6x
$2,069/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$6,435/yr
Median Property Tax
1.65% of median value
19.3%
Owner Cost Burden
Owners spending 30%+ of income on housing
49.3%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Taylor Lake Village, Texas. The rate is the Texas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Taylor Lake Village Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Taylor Lake Village, Texas score: 132.4 (Highly Affordable), ranked 508 of 1,229 Texas cities. monitorbankrates.com/housing-affordability-index/texas/taylor-lake-village”