MonitorBankRates
☰
New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Neylandville, TX Housing Affordability Index

Neylandville, Texas has an MBR Housing Affordability Index score of 60.0 (Significantly Less Affordable) as of October 30, 2026, ranking 1228th most affordable of 1,229 scored Texas cities, compared with 99.2 statewide and 97.4 nationally. On a median-priced $375,000 home with 20% down, the Texas average 30-year fixed rate of 7.29% means a monthly principal and interest payment of about $2,055, or 77% of the city’s $31,827 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Neylandville is updated every night from live Texas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Neylandville MBR-HAI 60.0 Significantly Less Affordable
Rank in Texas 1,228 of 1,229 1 = most affordable
Texas 99.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.29% Texas lenders
Median home value $375,000 U.S. Census Bureau

Neylandville is 39.2 points below the Texas score. Scores as of October 30, 2026. See the Texas index

View Neylandville Mortgage Rates

What It Takes to Buy in Neylandville

$2,055/mo
Principal & Interest
Median home, 20% down, 7.29%
$88,100
Income Needed
To keep the payment at 28% of income
$31,827
Median Household Income
Texas: $78,476
11.8x
Price-to-Income Ratio
Texas: 3.6x
$742/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$5,327/yr
Median Property Tax
Texas figure
28.8%
Owner Cost Burden
Owners spending 30%+ of income on housing
100.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Neylandville, Texas. The rate is the Texas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Neylandville Ranks in Texas

Cities with similar scores
#1,225Prairie View61.2 #1,226San Leanna60.7 #1,227Double Horn60.2
#1,228Neylandville60.0
#1,229Matagorda43.3
Powered byMonitorBankRates

Cite the Neylandville Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Neylandville, Texas score: 60.0 (Significantly Less Affordable), ranked 1,228 of 1,229 Texas cities. monitorbankrates.com/housing-affordability-index/texas/neylandville”