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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Southside Place, TX Housing Affordability Index

Southside Place, Texas has an MBR Housing Affordability Index score of 65.5 (Significantly Less Affordable) as of October 30, 2026, ranking 1223rd most affordable of 1,229 scored Texas cities, compared with 99.2 statewide and 97.4 nationally. On a median-priced $1,699,100 home with 20% down, a jumbo loan at 7.54% means a monthly principal and interest payment of about $9,545, or 70% of the city’s $162,885 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Southside Place is updated every night from live Texas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Southside Place MBR-HAI 65.5 Significantly Less Affordable
Rank in Texas 1,223 of 1,229 1 = most affordable
Texas 99.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.29% Texas lenders
Median home value $1,699,100 U.S. Census Bureau

Southside Place is 33.6 points below the Texas score. Scores as of October 30, 2026. See the Texas index

View Southside Place Mortgage Rates

What It Takes to Buy in Southside Place

$9,545/mo
Principal & Interest
Median home, 20% down, 7.54% jumbo
$409,100
Income Needed
To keep the payment at 28% of income
$162,885
Median Household Income
Texas: $78,476
10.4x
Price-to-Income Ratio
Texas: 3.6x
$4,204/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$5,327/yr
Median Property Tax
Texas figure
22.9%
Owner Cost Burden
Owners spending 30%+ of income on housing
34.6%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Southside Place, Texas. The rate is the Texas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state. A 20% down loan on the median home here is above the $832,750 conforming limit, so the index adds 0.25% for jumbo pricing.

Cite the Southside Place Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Southside Place, Texas score: 65.5 (Significantly Less Affordable), ranked 1,223 of 1,229 Texas cities. monitorbankrates.com/housing-affordability-index/texas/southside-place”