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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Sierra Blanca, TX Housing Affordability Index

Sierra Blanca, Texas has an MBR Housing Affordability Index score of 223.0 (Highly Affordable) as of October 30, 2026, ranking 64th most affordable of 1,229 scored Texas cities, compared with 99.2 statewide and 97.4 nationally. On a median-priced $60,600 home with 20% down, the Texas average 30-year fixed rate of 7.29% means a monthly principal and interest payment of about $332, or 7% of the city’s $55,063 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Sierra Blanca is updated every night from live Texas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Sierra Blanca MBR-HAI 223.0 Highly Affordable
Rank in Texas 64 of 1,229 1 = most affordable
Texas 99.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.29% Texas lenders
Median home value $60,600 U.S. Census Bureau

Sierra Blanca is 123.9 points above the Texas score. Scores as of October 30, 2026. See the Texas index

View Sierra Blanca Mortgage Rates

What It Takes to Buy in Sierra Blanca

$332/mo
Principal & Interest
Median home, 20% down, 7.29%
$14,200
Income Needed
To keep the payment at 28% of income
$55,063
Median Household Income
Texas: $78,476
1.1x
Price-to-Income Ratio
Texas: 3.6x
$544/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$5,327/yr
Median Property Tax
Texas figure
50.0%
Owner Cost Burden
Owners spending 30%+ of income on housing
26.3%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Sierra Blanca, Texas. The rate is the Texas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Sierra Blanca Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Sierra Blanca, Texas score: 223.0 (Highly Affordable), ranked 64 of 1,229 Texas cities. monitorbankrates.com/housing-affordability-index/texas/sierra-blanca”