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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Santa Anna, TX Housing Affordability Index

Santa Anna, Texas has an MBR Housing Affordability Index score of 216.8 (Highly Affordable) as of October 30, 2026, ranking 77th most affordable of 1,229 scored Texas cities, compared with 99.2 statewide and 97.4 nationally. On a median-priced $58,100 home with 20% down, the Texas average 30-year fixed rate of 7.29% means a monthly principal and interest payment of about $318, or 9% of the city’s $43,875 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Santa Anna is updated every night from live Texas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Santa Anna MBR-HAI 216.8 Highly Affordable
Rank in Texas 77 of 1,229 1 = most affordable
Texas 99.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.29% Texas lenders
Median home value $58,100 U.S. Census Bureau

Santa Anna is 117.7 points above the Texas score. Scores as of October 30, 2026. See the Texas index

View Santa Anna Mortgage Rates

What It Takes to Buy in Santa Anna

$318/mo
Principal & Interest
Median home, 20% down, 7.29%
$13,600
Income Needed
To keep the payment at 28% of income
$43,875
Median Household Income
Texas: $78,476
1.3x
Price-to-Income Ratio
Texas: 3.6x
$487/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,183/yr
Median Property Tax
2.04% of median value
16.1%
Owner Cost Burden
Owners spending 30%+ of income on housing
26.9%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Santa Anna, Texas. The rate is the Texas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Santa Anna Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Santa Anna, Texas score: 216.8 (Highly Affordable), ranked 77 of 1,229 Texas cities. monitorbankrates.com/housing-affordability-index/texas/santa-anna”