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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Rose Hill Acres, TX Housing Affordability Index

Rose Hill Acres, Texas has an MBR Housing Affordability Index score of 142.6 (Highly Affordable) as of October 30, 2026, ranking 422nd most affordable of 1,229 scored Texas cities, compared with 99.2 statewide and 97.4 nationally. On a median-priced $214,000 home with 20% down, the Texas average 30-year fixed rate of 7.29% means a monthly principal and interest payment of about $1,173, or 17% of the city’s $81,875 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Rose Hill Acres is updated every night from live Texas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Rose Hill Acres MBR-HAI 142.6 Highly Affordable
Rank in Texas 422 of 1,229 1 = most affordable
Texas 99.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.29% Texas lenders
Median home value $214,000 U.S. Census Bureau

Rose Hill Acres is 43.4 points above the Texas score. Scores as of October 30, 2026. See the Texas index

View Rose Hill Acres Mortgage Rates

What It Takes to Buy in Rose Hill Acres

$1,173/mo
Principal & Interest
Median home, 20% down, 7.29%
$50,300
Income Needed
To keep the payment at 28% of income
$81,875
Median Household Income
Texas: $78,476
2.6x
Price-to-Income Ratio
Texas: 3.6x
$662/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,361/yr
Median Property Tax
1.10% of median value
32.2%
Owner Cost Burden
Owners spending 30%+ of income on housing
25.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Rose Hill Acres, Texas. The rate is the Texas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Rose Hill Acres Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Rose Hill Acres, Texas score: 142.6 (Highly Affordable), ranked 422 of 1,229 Texas cities. monitorbankrates.com/housing-affordability-index/texas/rose-hill-acres”