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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Rosanky, TX Housing Affordability Index

Rosanky, Texas has an MBR Housing Affordability Index score of 122.9 (Highly Affordable) as of October 30, 2026, ranking 632nd most affordable of 1,229 scored Texas cities, compared with 99.2 statewide and 97.4 nationally. On a median-priced $309,100 home with 20% down, the Texas average 30-year fixed rate of 7.29% means a monthly principal and interest payment of about $1,694, or 19% of the city’s $107,946 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Rosanky is updated every night from live Texas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Rosanky MBR-HAI 122.9 Highly Affordable
Rank in Texas 632 of 1,229 1 = most affordable
Texas 99.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.29% Texas lenders
Median home value $309,100 U.S. Census Bureau

Rosanky is 23.8 points above the Texas score. Scores as of October 30, 2026. See the Texas index

View Rosanky Mortgage Rates

What It Takes to Buy in Rosanky

$1,694/mo
Principal & Interest
Median home, 20% down, 7.29%
$72,600
Income Needed
To keep the payment at 28% of income
$107,946
Median Household Income
Texas: $78,476
2.9x
Price-to-Income Ratio
Texas: 3.6x
$1,196/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$4,000/yr
Median Property Tax
1.29% of median value
30.4%
Owner Cost Burden
Owners spending 30%+ of income on housing
33.3%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Rosanky, Texas. The rate is the Texas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Rosanky Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Rosanky, Texas score: 122.9 (Highly Affordable), ranked 632 of 1,229 Texas cities. monitorbankrates.com/housing-affordability-index/texas/rosanky”