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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Marfa, TX Housing Affordability Index

Marfa, Texas has an MBR Housing Affordability Index score of 85.5 (Moderately Less Affordable) as of October 30, 2026, ranking 1165th most affordable of 1,229 scored Texas cities, compared with 99.2 statewide and 97.4 nationally. On a median-priced $251,400 home with 20% down, the Texas average 30-year fixed rate of 7.29% means a monthly principal and interest payment of about $1,378, or 37% of the city’s $44,306 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Marfa is updated every night from live Texas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Marfa MBR-HAI 85.5 Moderately Less Affordable
Rank in Texas 1,165 of 1,229 1 = most affordable
Texas 99.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.29% Texas lenders
Median home value $251,400 U.S. Census Bureau

Marfa is 13.7 points below the Texas score. Scores as of October 30, 2026. See the Texas index

View Marfa Mortgage Rates

What It Takes to Buy in Marfa

$1,378/mo
Principal & Interest
Median home, 20% down, 7.29%
$59,100
Income Needed
To keep the payment at 28% of income
$44,306
Median Household Income
Texas: $78,476
5.7x
Price-to-Income Ratio
Texas: 3.6x
$713/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,280/yr
Median Property Tax
0.91% of median value
61.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
67.5%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Marfa, Texas. The rate is the Texas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Marfa Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Marfa, Texas score: 85.5 (Moderately Less Affordable), ranked 1,165 of 1,229 Texas cities. monitorbankrates.com/housing-affordability-index/texas/marfa”