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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Laguna Park, TX Housing Affordability Index

Laguna Park, Texas has an MBR Housing Affordability Index score of 117.4 (More Affordable Than Average) as of October 30, 2026, ranking 705th most affordable of 1,229 scored Texas cities, compared with 99.2 statewide and 97.4 nationally. On a median-priced $206,300 home with 20% down, the Texas average 30-year fixed rate of 7.29% means a monthly principal and interest payment of about $1,131, or 22% of the city’s $60,833 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Laguna Park is updated every night from live Texas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Laguna Park MBR-HAI 117.4 More Affordable Than Average
Rank in Texas 705 of 1,229 1 = most affordable
Texas 99.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.29% Texas lenders
Median home value $206,300 U.S. Census Bureau

Laguna Park is 18.2 points above the Texas score. Scores as of October 30, 2026. See the Texas index

View Laguna Park Mortgage Rates

What It Takes to Buy in Laguna Park

$1,131/mo
Principal & Interest
Median home, 20% down, 7.29%
$48,500
Income Needed
To keep the payment at 28% of income
$60,833
Median Household Income
Texas: $78,476
3.4x
Price-to-Income Ratio
Texas: 3.6x
$1,053/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,132/yr
Median Property Tax
1.03% of median value
15.5%
Owner Cost Burden
Owners spending 30%+ of income on housing
31.1%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Laguna Park, Texas. The rate is the Texas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Laguna Park Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Laguna Park, Texas score: 117.4 (More Affordable Than Average), ranked 705 of 1,229 Texas cities. monitorbankrates.com/housing-affordability-index/texas/laguna-park”