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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Hedwig Village, TX Housing Affordability Index

Hedwig Village, Texas has an MBR Housing Affordability Index score of 71.2 (Moderately Less Affordable) as of October 30, 2026, ranking 1215th most affordable of 1,229 scored Texas cities, compared with 99.2 statewide and 97.4 nationally. On a median-priced $1,702,700 home with 20% down, a jumbo loan at 7.54% means a monthly principal and interest payment of about $9,565, or 51% of the city’s $223,750 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Hedwig Village is updated every night from live Texas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Hedwig Village MBR-HAI 71.2 Moderately Less Affordable
Rank in Texas 1,215 of 1,229 1 = most affordable
Texas 99.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.29% Texas lenders
Median home value $1,702,700 U.S. Census Bureau

Hedwig Village is 28.0 points below the Texas score. Scores as of October 30, 2026. See the Texas index

View Hedwig Village Mortgage Rates

What It Takes to Buy in Hedwig Village

$9,565/mo
Principal & Interest
Median home, 20% down, 7.54% jumbo
$409,900
Income Needed
To keep the payment at 28% of income
$223,750
Median Household Income
Texas: $78,476
7.6x
Price-to-Income Ratio
Texas: 3.6x
$4,272/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$5,327/yr
Median Property Tax
Texas figure
29.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
48.9%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Hedwig Village, Texas. The rate is the Texas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state. A 20% down loan on the median home here is above the $832,750 conforming limit, so the index adds 0.25% for jumbo pricing.

Cite the Hedwig Village Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Hedwig Village, Texas score: 71.2 (Moderately Less Affordable), ranked 1,215 of 1,229 Texas cities. monitorbankrates.com/housing-affordability-index/texas/hedwig-village”