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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Frisco, TX Housing Affordability Index

Frisco, Texas has an MBR Housing Affordability Index score of 90.5 (Near National Average) as of October 30, 2026, ranking 1124th most affordable of 1,229 scored Texas cities, compared with 99.2 statewide and 97.4 nationally. On a median-priced $642,100 home with 20% down, the Texas average 30-year fixed rate of 7.29% means a monthly principal and interest payment of about $3,520, or 28% of the city’s $150,212 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Frisco is updated every night from live Texas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Frisco MBR-HAI 90.5 Near National Average
Rank in Texas 1,124 of 1,229 1 = most affordable
Texas 99.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.29% Texas lenders
Median home value $642,100 U.S. Census Bureau

Frisco is 8.7 points below the Texas score. Scores as of October 30, 2026. See the Texas index

View Frisco Mortgage Rates

What It Takes to Buy in Frisco

$3,520/mo
Principal & Interest
Median home, 20% down, 7.29%
$150,800
Income Needed
To keep the payment at 28% of income
$150,212
Median Household Income
Texas: $78,476
4.3x
Price-to-Income Ratio
Texas: 3.6x
$2,940/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$9,881/yr
Median Property Tax
1.54% of median value
23.2%
Owner Cost Burden
Owners spending 30%+ of income on housing
43.8%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Frisco, Texas. The rate is the Texas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Frisco Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Frisco, Texas score: 90.5 (Near National Average), ranked 1,124 of 1,229 Texas cities. monitorbankrates.com/housing-affordability-index/texas/frisco”