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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Boling, TX Housing Affordability Index

Boling, Texas has an MBR Housing Affordability Index score of 159.4 (Highly Affordable) as of October 30, 2026, ranking 308th most affordable of 1,229 scored Texas cities, compared with 99.2 statewide and 97.4 nationally. On a median-priced $169,900 home with 20% down, the Texas average 30-year fixed rate of 7.29% means a monthly principal and interest payment of about $931, or 13% of the city’s $84,545 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Boling is updated every night from live Texas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Boling MBR-HAI 159.4 Highly Affordable
Rank in Texas 308 of 1,229 1 = most affordable
Texas 99.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.29% Texas lenders
Median home value $169,900 U.S. Census Bureau

Boling is 60.3 points above the Texas score. Scores as of October 30, 2026. See the Texas index

View Boling Mortgage Rates

What It Takes to Buy in Boling

$931/mo
Principal & Interest
Median home, 20% down, 7.29%
$39,900
Income Needed
To keep the payment at 28% of income
$84,545
Median Household Income
Texas: $78,476
2.0x
Price-to-Income Ratio
Texas: 3.6x
$1,016/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,488/yr
Median Property Tax
1.46% of median value
12.8%
Owner Cost Burden
Owners spending 30%+ of income on housing
28.6%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Boling, Texas. The rate is the Texas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Boling Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Boling, Texas score: 159.4 (Highly Affordable), ranked 308 of 1,229 Texas cities. monitorbankrates.com/housing-affordability-index/texas/boling”