MonitorBankRates
☰
New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Beckville, TX Housing Affordability Index

Beckville, Texas has an MBR Housing Affordability Index score of 144.7 (Highly Affordable) as of October 30, 2026, ranking 404th most affordable of 1,229 scored Texas cities, compared with 99.2 statewide and 97.4 nationally. On a median-priced $115,400 home with 20% down, the Texas average 30-year fixed rate of 7.29% means a monthly principal and interest payment of about $633, or 16% of the city’s $48,125 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Beckville is updated every night from live Texas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Beckville MBR-HAI 144.7 Highly Affordable
Rank in Texas 404 of 1,229 1 = most affordable
Texas 99.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.29% Texas lenders
Median home value $115,400 U.S. Census Bureau

Beckville is 45.5 points above the Texas score. Scores as of October 30, 2026. See the Texas index

View Beckville Mortgage Rates

What It Takes to Buy in Beckville

$633/mo
Principal & Interest
Median home, 20% down, 7.29%
$27,100
Income Needed
To keep the payment at 28% of income
$48,125
Median Household Income
Texas: $78,476
2.4x
Price-to-Income Ratio
Texas: 3.6x
$707/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,138/yr
Median Property Tax
1.85% of median value
8.2%
Owner Cost Burden
Owners spending 30%+ of income on housing
76.5%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Beckville, Texas. The rate is the Texas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Beckville Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Beckville, Texas score: 144.7 (Highly Affordable), ranked 404 of 1,229 Texas cities. monitorbankrates.com/housing-affordability-index/texas/beckville”