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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Berry Hill, TN Housing Affordability Index

Berry Hill, Tennessee has an MBR Housing Affordability Index score of 80.5 (Moderately Less Affordable) as of October 30, 2026, ranking 379th most affordable of 380 scored Tennessee cities, compared with 103.7 statewide and 97.4 nationally. On a median-priced $607,000 home with 20% down, the Tennessee average 30-year fixed rate of 7.18% means a monthly principal and interest payment of about $3,291, or 50% of the city’s $79,591 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Berry Hill is updated every night from live Tennessee mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Berry Hill MBR-HAI 80.5 Moderately Less Affordable
Rank in Tennessee 379 of 380 1 = most affordable
Tennessee 103.7 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.18% Tennessee lenders
Median home value $607,000 U.S. Census Bureau

Berry Hill is 23.3 points below the Tennessee score. Scores as of October 30, 2026. See the Tennessee index

View Berry Hill Mortgage Rates

What It Takes to Buy in Berry Hill

$3,291/mo
Principal & Interest
Median home, 20% down, 7.18%
$141,000
Income Needed
To keep the payment at 28% of income
$79,591
Median Household Income
Tennessee: $69,595
7.6x
Price-to-Income Ratio
Tennessee: 4.1x
$1,188/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,588/yr
Median Property Tax
0.43% of median value
43.8%
Owner Cost Burden
Owners spending 30%+ of income on housing
45.8%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Berry Hill, Tennessee. The rate is the Tennessee average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Berry Hill Ranks in Tennessee

Cities with similar scores
#376Nashville84.6 #377Brentwood82.9 #378Franklin82.7
#379Berry Hill80.5
#380La Grange80.0
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Cite the Berry Hill Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Berry Hill, Tennessee score: 80.5 (Moderately Less Affordable), ranked 379 of 380 Tennessee cities. monitorbankrates.com/housing-affordability-index/tennessee/berry-hill”