White River, SD Housing Affordability Index
White River, South Dakota has an MBR Housing Affordability Index score of 290.5 (Highly Affordable) as of October 30, 2026, ranking 18th most affordable of 263 scored South Dakota cities, compared with 111.3 statewide and 97.4 nationally. On a median-priced $75,000 home with 20% down, the South Dakota average 30-year fixed rate of 7.26% means a monthly principal and interest payment of about $410, or 6% of the city’s $82,692 median household income.
The MBR Housing Affordability Index (MBR-HAI) for White River is updated every night from live South Dakota mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.
White River is 179.2 points above the South Dakota score. Scores as of October 30, 2026. See the South Dakota index
View White River Mortgage RatesWhat It Takes to Buy in White River
Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for White River, South Dakota. The rate is the South Dakota average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.
How White River Ranks in South Dakota
Cite the White River Score
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Scores update each morning, computed from rate data captured the previous night. Score of 100 = national average at a 6.5% reference rate.
