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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Wellington, OH Housing Affordability Index

Wellington, Ohio has an MBR Housing Affordability Index score of 106.0 (Near National Average) as of October 30, 2026, ranking 878th most affordable of 981 scored Ohio cities, compared with 112.1 statewide and 97.4 nationally. On a median-priced $197,000 home with 20% down, the Ohio average 30-year fixed rate of 7.29% means a monthly principal and interest payment of about $1,079, or 21% of the city’s $61,578 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Wellington is updated every night from live Ohio mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Wellington MBR-HAI 106.0 Near National Average
Rank in Ohio 878 of 981 1 = most affordable
Ohio 112.1 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.29% Ohio lenders
Median home value $197,000 U.S. Census Bureau

Wellington is 6.1 points below the Ohio score. Scores as of October 30, 2026. See the Ohio index

View Wellington Mortgage Rates

What It Takes to Buy in Wellington

$1,079/mo
Principal & Interest
Median home, 20% down, 7.29%
$46,200
Income Needed
To keep the payment at 28% of income
$61,578
Median Household Income
Ohio: $71,389
3.2x
Price-to-Income Ratio
Ohio: 3.0x
$987/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,647/yr
Median Property Tax
1.34% of median value
27.0%
Owner Cost Burden
Owners spending 30%+ of income on housing
53.2%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Wellington, Ohio. The rate is the Ohio average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Wellington Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Wellington, Ohio score: 106.0 (Near National Average), ranked 878 of 981 Ohio cities. monitorbankrates.com/housing-affordability-index/ohio/wellington”