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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Stratton, OH Housing Affordability Index

Stratton, Ohio has an MBR Housing Affordability Index score of 218.9 (Highly Affordable) as of October 30, 2026, ranking 50th most affordable of 981 scored Ohio cities, compared with 112.1 statewide and 97.4 nationally. On a median-priced $57,100 home with 20% down, the Ohio average 30-year fixed rate of 7.29% means a monthly principal and interest payment of about $313, or 9% of the city’s $39,750 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Stratton is updated every night from live Ohio mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Stratton MBR-HAI 218.9 Highly Affordable
Rank in Ohio 50 of 981 1 = most affordable
Ohio 112.1 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.29% Ohio lenders
Median home value $57,100 U.S. Census Bureau

Stratton is 106.8 points above the Ohio score. Scores as of October 30, 2026. See the Ohio index

View Stratton Mortgage Rates

What It Takes to Buy in Stratton

$313/mo
Principal & Interest
Median home, 20% down, 7.29%
$13,400
Income Needed
To keep the payment at 28% of income
$39,750
Median Household Income
Ohio: $71,389
1.4x
Price-to-Income Ratio
Ohio: 3.0x
$375/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$791/yr
Median Property Tax
1.39% of median value
21.1%
Owner Cost Burden
Owners spending 30%+ of income on housing
16.1%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Stratton, Ohio. The rate is the Ohio average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Stratton Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Stratton, Ohio score: 218.9 (Highly Affordable), ranked 50 of 981 Ohio cities. monitorbankrates.com/housing-affordability-index/ohio/stratton”