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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

New Holland, OH Housing Affordability Index

New Holland, Ohio has an MBR Housing Affordability Index score of 117.2 (More Affordable Than Average) as of October 30, 2026, ranking 732nd most affordable of 981 scored Ohio cities, compared with 112.1 statewide and 97.4 nationally. On a median-priced $137,100 home with 20% down, the Ohio average 30-year fixed rate of 7.29% means a monthly principal and interest payment of about $751, or 19% of the city’s $47,159 median household income.

The MBR Housing Affordability Index (MBR-HAI) for New Holland is updated every night from live Ohio mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

New Holland MBR-HAI 117.2 More Affordable Than Average
Rank in Ohio 732 of 981 1 = most affordable
Ohio 112.1 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.29% Ohio lenders
Median home value $137,100 U.S. Census Bureau

New Holland is 5.1 points above the Ohio score. Scores as of October 30, 2026. See the Ohio index

View New Holland Mortgage Rates

What It Takes to Buy in New Holland

$751/mo
Principal & Interest
Median home, 20% down, 7.29%
$32,200
Income Needed
To keep the payment at 28% of income
$47,159
Median Household Income
Ohio: $71,389
2.9x
Price-to-Income Ratio
Ohio: 3.0x
$790/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,744/yr
Median Property Tax
1.27% of median value
50.9%
Owner Cost Burden
Owners spending 30%+ of income on housing
30.4%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for New Holland, Ohio. The rate is the Ohio average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the New Holland Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. New Holland, Ohio score: 117.2 (More Affordable Than Average), ranked 732 of 981 Ohio cities. monitorbankrates.com/housing-affordability-index/ohio/new-holland”