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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Mount Pleasant, OH Housing Affordability Index

Mount Pleasant, Ohio has an MBR Housing Affordability Index score of 156.4 (Highly Affordable) as of October 30, 2026, ranking 293rd most affordable of 981 scored Ohio cities, compared with 112.1 statewide and 97.4 nationally. On a median-priced $100,000 home with 20% down, the Ohio average 30-year fixed rate of 7.29% means a monthly principal and interest payment of about $548, or 13% of the city’s $51,528 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Mount Pleasant is updated every night from live Ohio mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Mount Pleasant MBR-HAI 156.4 Highly Affordable
Rank in Ohio 293 of 981 1 = most affordable
Ohio 112.1 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.29% Ohio lenders
Median home value $100,000 U.S. Census Bureau

Mount Pleasant is 44.3 points above the Ohio score. Scores as of October 30, 2026. See the Ohio index

View Mount Pleasant Mortgage Rates

What It Takes to Buy in Mount Pleasant

$548/mo
Principal & Interest
Median home, 20% down, 7.29%
$23,500
Income Needed
To keep the payment at 28% of income
$51,528
Median Household Income
Ohio: $71,389
1.9x
Price-to-Income Ratio
Ohio: 3.0x
$682/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,107/yr
Median Property Tax
1.11% of median value
33.3%
Owner Cost Burden
Owners spending 30%+ of income on housing
81.8%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Mount Pleasant, Ohio. The rate is the Ohio average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Mount Pleasant Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Mount Pleasant, Ohio score: 156.4 (Highly Affordable), ranked 293 of 981 Ohio cities. monitorbankrates.com/housing-affordability-index/ohio/mount-pleasant”