MonitorBankRates
☰
New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Kings Mills, OH Housing Affordability Index

Kings Mills, Ohio has an MBR Housing Affordability Index score of 124.5 (Highly Affordable) as of October 30, 2026, ranking 638th most affordable of 981 scored Ohio cities, compared with 112.1 statewide and 97.4 nationally. On a median-priced $331,900 home with 20% down, the Ohio average 30-year fixed rate of 7.29% means a monthly principal and interest payment of about $1,818, or 16% of the city’s $139,643 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Kings Mills is updated every night from live Ohio mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Kings Mills MBR-HAI 124.5 Highly Affordable
Rank in Ohio 638 of 981 1 = most affordable
Ohio 112.1 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.29% Ohio lenders
Median home value $331,900 U.S. Census Bureau

Kings Mills is 12.4 points above the Ohio score. Scores as of October 30, 2026. See the Ohio index

View Kings Mills Mortgage Rates

What It Takes to Buy in Kings Mills

$1,818/mo
Principal & Interest
Median home, 20% down, 7.29%
$77,900
Income Needed
To keep the payment at 28% of income
$139,643
Median Household Income
Ohio: $71,389
2.4x
Price-to-Income Ratio
Ohio: 3.0x
$1,589/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$4,786/yr
Median Property Tax
1.44% of median value
26.1%
Owner Cost Burden
Owners spending 30%+ of income on housing
84.2%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Kings Mills, Ohio. The rate is the Ohio average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Kings Mills Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Kings Mills, Ohio score: 124.5 (Highly Affordable), ranked 638 of 981 Ohio cities. monitorbankrates.com/housing-affordability-index/ohio/kings-mills”