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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Bowling Green, OH Housing Affordability Index

Bowling Green, Ohio has an MBR Housing Affordability Index score of 83.5 (Moderately Less Affordable) as of October 30, 2026, ranking 974th most affordable of 981 scored Ohio cities, compared with 112.1 statewide and 97.4 nationally. On a median-priced $226,100 home with 20% down, the Ohio average 30-year fixed rate of 7.29% means a monthly principal and interest payment of about $1,238, or 33% of the city’s $45,154 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Bowling Green is updated every night from live Ohio mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Bowling Green MBR-HAI 83.5 Moderately Less Affordable
Rank in Ohio 974 of 981 1 = most affordable
Ohio 112.1 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.29% Ohio lenders
Median home value $226,100 U.S. Census Bureau

Bowling Green is 28.6 points below the Ohio score. Scores as of October 30, 2026. See the Ohio index

View Bowling Green Mortgage Rates

What It Takes to Buy in Bowling Green

$1,238/mo
Principal & Interest
Median home, 20% down, 7.29%
$53,100
Income Needed
To keep the payment at 28% of income
$45,154
Median Household Income
Ohio: $71,389
5.0x
Price-to-Income Ratio
Ohio: 3.0x
$1,080/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,696/yr
Median Property Tax
1.19% of median value
20.1%
Owner Cost Burden
Owners spending 30%+ of income on housing
51.2%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Bowling Green, Ohio. The rate is the Ohio average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Bowling Green Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Bowling Green, Ohio score: 83.5 (Moderately Less Affordable), ranked 974 of 981 Ohio cities. monitorbankrates.com/housing-affordability-index/ohio/bowling-green”