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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Hayes Center, NE Housing Affordability Index

Hayes Center, Nebraska has an MBR Housing Affordability Index score of 220.4 (Highly Affordable) as of October 30, 2026, ranking 92nd most affordable of 456 scored Nebraska cities, compared with 106.6 statewide and 97.4 nationally. On a median-priced $85,600 home with 20% down, the Nebraska average 30-year fixed rate of 7.26% means a monthly principal and interest payment of about $467, or 10% of the city’s $58,750 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Hayes Center is updated every night from live Nebraska mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Hayes Center MBR-HAI 220.4 Highly Affordable
Rank in Nebraska 92 of 456 1 = most affordable
Nebraska 106.6 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.26% Nebraska lenders
Median home value $85,600 U.S. Census Bureau

Hayes Center is 113.9 points above the Nebraska score. Scores as of October 30, 2026. See the Nebraska index

View Hayes Center Mortgage Rates

What It Takes to Buy in Hayes Center

$467/mo
Principal & Interest
Median home, 20% down, 7.26%
$20,000
Income Needed
To keep the payment at 28% of income
$58,750
Median Household Income
Nebraska: $76,475
1.5x
Price-to-Income Ratio
Nebraska: 3.1x
$607/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,714/yr
Median Property Tax
2.00% of median value
43.3%
Owner Cost Burden
Owners spending 30%+ of income on housing
5.6%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Hayes Center, Nebraska. The rate is the Nebraska average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Hayes Center Ranks in Nebraska

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Cite the Hayes Center Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Hayes Center, Nebraska score: 220.4 (Highly Affordable), ranked 92 of 456 Nebraska cities. monitorbankrates.com/housing-affordability-index/nebraska/hayes-center”