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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Thompsonville, IL Housing Affordability Index

Thompsonville, Illinois has an MBR Housing Affordability Index score of 164.7 (Highly Affordable) as of October 30, 2026, ranking 531st most affordable of 1,249 scored Illinois cities, compared with 102.2 statewide and 97.4 nationally. On a median-priced $84,500 home with 20% down, the Illinois average 30-year fixed rate of 7.31% means a monthly principal and interest payment of about $464, or 12% of the city’s $46,058 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Thompsonville is updated every night from live Illinois mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Thompsonville MBR-HAI 164.7 Highly Affordable
Rank in Illinois 531 of 1,249 1 = most affordable
Illinois 102.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.31% Illinois lenders
Median home value $84,500 U.S. Census Bureau

Thompsonville is 62.5 points above the Illinois score. Scores as of October 30, 2026. See the Illinois index

View Thompsonville Mortgage Rates

What It Takes to Buy in Thompsonville

$464/mo
Principal & Interest
Median home, 20% down, 7.31%
$19,900
Income Needed
To keep the payment at 28% of income
$46,058
Median Household Income
Illinois: $83,390
1.8x
Price-to-Income Ratio
Illinois: 3.2x
$581/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,750/yr
Median Property Tax
2.07% of median value
13.0%
Owner Cost Burden
Owners spending 30%+ of income on housing
32.2%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Thompsonville, Illinois. The rate is the Illinois average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Thompsonville Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Thompsonville, Illinois score: 164.7 (Highly Affordable), ranked 531 of 1,249 Illinois cities. monitorbankrates.com/housing-affordability-index/illinois/thompsonville”