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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Ashmore, IL Housing Affordability Index

Ashmore, Illinois has an MBR Housing Affordability Index score of 176.4 (Highly Affordable) as of October 30, 2026, ranking 414th most affordable of 1,249 scored Illinois cities, compared with 102.2 statewide and 97.4 nationally. On a median-priced $91,700 home with 20% down, the Illinois average 30-year fixed rate of 7.31% means a monthly principal and interest payment of about $504, or 11% of the city’s $56,615 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Ashmore is updated every night from live Illinois mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Ashmore MBR-HAI 176.4 Highly Affordable
Rank in Illinois 414 of 1,249 1 = most affordable
Illinois 102.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.31% Illinois lenders
Median home value $91,700 U.S. Census Bureau

Ashmore is 74.3 points above the Illinois score. Scores as of October 30, 2026. See the Illinois index

View Ashmore Mortgage Rates

What It Takes to Buy in Ashmore

$504/mo
Principal & Interest
Median home, 20% down, 7.31%
$21,600
Income Needed
To keep the payment at 28% of income
$56,615
Median Household Income
Illinois: $83,390
1.6x
Price-to-Income Ratio
Illinois: 3.2x
$684/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,712/yr
Median Property Tax
1.87% of median value
14.5%
Owner Cost Burden
Owners spending 30%+ of income on housing
37.3%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Ashmore, Illinois. The rate is the Illinois average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Ashmore Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Ashmore, Illinois score: 176.4 (Highly Affordable), ranked 414 of 1,249 Illinois cities. monitorbankrates.com/housing-affordability-index/illinois/ashmore”