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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

South Windham, CT Housing Affordability Index

South Windham, Connecticut has an MBR Housing Affordability Index score of 115.9 (More Affordable Than Average) as of October 30, 2026, ranking 14th most affordable of 95 scored Connecticut cities, compared with 87.5 statewide and 97.4 nationally. On a median-priced $214,100 home with 20% down, the Connecticut average 30-year fixed rate of 7.25% means a monthly principal and interest payment of about $1,168, or 19% of the city’s $75,045 median household income.

The MBR Housing Affordability Index (MBR-HAI) for South Windham is updated every night from live Connecticut mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

South Windham MBR-HAI 115.9 More Affordable Than Average
Rank in Connecticut 14 of 95 1 = most affordable
Connecticut 87.5 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.25% Connecticut lenders
Median home value $214,100 U.S. Census Bureau

South Windham is 28.4 points above the Connecticut score. Scores as of October 30, 2026. See the Connecticut index

View South Windham Mortgage Rates

What It Takes to Buy in South Windham

$1,168/mo
Principal & Interest
Median home, 20% down, 7.25%
$50,100
Income Needed
To keep the payment at 28% of income
$75,045
Median Household Income
Connecticut: $95,781
2.9x
Price-to-Income Ratio
Connecticut: 3.8x
$1,042/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,865/yr
Median Property Tax
1.81% of median value
21.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
30.9%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for South Windham, Connecticut. The rate is the Connecticut average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the South Windham Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. South Windham, Connecticut score: 115.9 (More Affordable Than Average), ranked 14 of 95 Connecticut cities. monitorbankrates.com/housing-affordability-index/connecticut/south-windham”