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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Greenwich, CT Housing Affordability Index

Greenwich, Connecticut has an MBR Housing Affordability Index score of 52.4 (Significantly Less Affordable) as of October 30, 2026, ranking 95th most affordable of 95 scored Connecticut cities, compared with 87.5 statewide and 97.4 nationally. On a median-priced $1,515,700 home with 20% down, a jumbo loan at 7.50% means a monthly principal and interest payment of about $8,477, or 75% of the city’s $134,914 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Greenwich is updated every night from live Connecticut mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Greenwich MBR-HAI 52.4 Significantly Less Affordable
Rank in Connecticut 95 of 95 1 = most affordable
Connecticut 87.5 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.25% Connecticut lenders
Median home value $1,515,700 U.S. Census Bureau

Greenwich is 35.1 points below the Connecticut score. Scores as of October 30, 2026. See the Connecticut index

View Greenwich Mortgage Rates

What It Takes to Buy in Greenwich

$8,477/mo
Principal & Interest
Median home, 20% down, 7.50% jumbo
$363,300
Income Needed
To keep the payment at 28% of income
$134,914
Median Household Income
Connecticut: $95,781
11.2x
Price-to-Income Ratio
Connecticut: 3.8x
$3,750/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$6,749/yr
Median Property Tax
Connecticut figure
30.4%
Owner Cost Burden
Owners spending 30%+ of income on housing
53.1%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Greenwich, Connecticut. The rate is the Connecticut average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state. A 20% down loan on the median home here is above the $977,500 conforming limit, so the index adds 0.25% for jumbo pricing.

How Greenwich Ranks in Connecticut

Cities with similar scores
#92New Canaan63.1 #93Stonington62.0 #94Falls Village53.8
#95Greenwich52.4
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Cite the Greenwich Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Greenwich, Connecticut score: 52.4 (Significantly Less Affordable), ranked 95 of 95 Connecticut cities. monitorbankrates.com/housing-affordability-index/connecticut/greenwich”