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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Groton Long Point, CT Housing Affordability Index

Groton Long Point, Connecticut has an MBR Housing Affordability Index score of 73.9 (Moderately Less Affordable) as of October 30, 2026, ranking 84th most affordable of 95 scored Connecticut cities, compared with 87.5 statewide and 97.4 nationally. On a median-priced $969,600 home with 20% down, the Connecticut average 30-year fixed rate of 7.25% means a monthly principal and interest payment of about $5,290, or 37% of the city’s $172,500 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Groton Long Point is updated every night from live Connecticut mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Groton Long Point MBR-HAI 73.9 Moderately Less Affordable
Rank in Connecticut 84 of 95 1 = most affordable
Connecticut 87.5 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.25% Connecticut lenders
Median home value $969,600 U.S. Census Bureau

Groton Long Point is 13.6 points below the Connecticut score. Scores as of October 30, 2026. See the Connecticut index

View Groton Long Point Mortgage Rates

What It Takes to Buy in Groton Long Point

$5,290/mo
Principal & Interest
Median home, 20% down, 7.25%
$226,700
Income Needed
To keep the payment at 28% of income
$172,500
Median Household Income
Connecticut: $95,781
5.6x
Price-to-Income Ratio
Connecticut: 3.8x
$2,894/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$6,749/yr
Median Property Tax
Connecticut figure
39.2%
Owner Cost Burden
Owners spending 30%+ of income on housing
47.8%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Groton Long Point, Connecticut. The rate is the Connecticut average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Groton Long Point Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Groton Long Point, Connecticut score: 73.9 (Moderately Less Affordable), ranked 84 of 95 Connecticut cities. monitorbankrates.com/housing-affordability-index/connecticut/groton-long-point”